Vacant Land Loan Lenders Mount-Pleasant, MI AI search of 2026!

Compare and select from 268 land loan lenders available in Mount-Pleasant, MI.

The typical cost for an acre of land in MI is $27,538. The loan-to-value (LTV) ratio for undeveloped land falls between 16.48% and 51.75%, whereas the estimated LTV for loans on already developed land in MIName ranges from 36.18% to 75.26%.

The actual value and loan LTV of any land are determined by its location, size, topography, zoning, and any entitlements.

Learn about your land loan options and current rates by contacting the premier land loan lender in Mount-Pleasant, MI.

Browse loan offers from 100 lenders

The magic land loan calculator

To address all your hard money lending requirements, Lendersa® AI technology will quickly match your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in MI.

Land loans and assessing value

Avoid unnecessary inquiries as they can lower your credit score. Secure preapproval for your land loan without providing your social security number or any sensitive financial information.

Construction loans and blanket loans are vital to vacant land lending; you may qualify for 100% LTV (Loan-to-Value) financing if you pledge additional property as security through a blanket loan.

Exploring hard money lending nearby?

Securing a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in Mount-Pleasant, MI are best arranged by local lenders familiar with the area. A short distance between the hard money investor and the property enhances approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 48858, 48859.



  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • Lends in Michigan
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.

  • Traverse Catholic Federal Credit Union
  • 3797 Veterans Drive, Traverse City, MI, 49684
  • Lends in Michigan
  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.

  • Clarkston State Bank
  • 5800 South Main Street, Clarkston, MI, 48346
  • Lends in Michigan
  • The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.

  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • Lends in Michigan
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.

  • BlueOx Credit Union - Sterling Heights
  • 115 Riverside Drive, Battle Creek, MI, 49015
  • Lends in Michigan
  • Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.

  • State Savings Bank MI
  • 703 Main Street, Frankfort, MI, 49635
  • Lends in Michigan
  • Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.

  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Lends in Michigan
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.

  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Lends in Michigan
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.

  • Green Block Inc.
  • 2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
  • Lends in Michigan
  • Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at [email protected] or call 3234870544 to elevate your

  • Cluett Capital Partners
  • 14 Ridgeway Street, Ann Arbor, MI, 48104
  • Lends in Michigan
  • Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.

  • RCR International Finance & Trade
  • 31350 Telegraph Road, Bingham Farms, MI, 48025
  • Lends in Michigan
  • Unlock your business potential with RCR International Finance & Trade! We provide tailored commercial and corporate financial services, including CRE and construction finance, accounts receivable and purchase order financing, commercial equipment and inventory finance, bridge and hard money loans, and export trade finance. Partner with us to fuel y