Vacant Land lenders in East-Lansing, Michigan [2025with AI]

Review and compare a selection of 242 land loan lenders available in East-Lansing, MI.

The average cost for an acre of land in MI is $38,600. The loan-to-value (LTV) ratio for undeveloped land is between 17.08% and 58.48%, while the estimated LTV for loans on already developed land in MIName ranges from 36.65% to 75.76%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with it.

Investigate your land loan options and current rates by contacting the top land loan lender in East-Lansing, MI.

The excellent land loan calculator

To ensure all your hard money lending requirements are met, Lendersa® AI technology will swiftly align your loan request with hundreds of direct hard money lenders. Explore the best land loan rates today to finance any type of vacant land or land with construction in MI.

Understanding land loans and values

Avoiding unnecessary inquiries is important to protect your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial data.

The concept of vacant land lending involves construction loans and blanket loans; you may qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security, which is a blanket loan.

Need hard money lending options nearby?

Connecting with a private investor through a local hard money broker significantly boosts your chances of obtaining a loan. Land loans in East-Lansing, MI are best arranged by local lenders who are familiar with the area. A shorter distance between the hard money investor and the property aids in improving approval odds and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 48825, 48823, 48826.

(616) 527-3900 Lender's profile and map Reviews Michigan One Community Credit Union 510 S Dexter Street, Ionia, MI, 48846 Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
(616) 374-3278 Lender's profile and map Reviews Union Bank 933 Fourth Ave, Lake Odessa, MI, 48849 Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.
734-249-4241 Lender's profile and map Reviews Parker Mortgage Group LLC 1101 S MAIN ST, STE 151, Chelsea, MI, 48118 Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.
(269) 945-2401 Lender's profile and map Reviews Highpoint Community Bank 150 West Court Street, Hastings, MI, 49058 Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
(800) 648-8035 Lender's profile and map Reviews BlueOx Credit Union - Sterling Heights 115 Riverside Drive, Battle Creek, MI, 49015 Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.
(248) 625-8585 Lender's profile and map Reviews Clarkston State Bank 5800 South Main Street, Clarkston, MI, 48346 The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.
(616) 261-5657 Lender's profile and map Reviews Community West Credit Union 5801 Broadmoor Avenue SE, Kentwood, MI, 49512 Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
(616) 559-7000 Lender's profile and map Reviews United Bank of Michigan 900 East Paris Ave SE, Grand Rapids, MI, 49546 United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.