Vacant Land lenders in Troy, Michigan [2026with AI]

The typical price for an acre in MI is $60,642. The loan-to-value (LTV) for undeveloped land ranges from 18.27% to 71.89%, while the estimated LTV for loans on already developed land in MIName is between 37.60% and 76.76%.

The actual value and loan LTV of land depend on its location, size, topography, zoning, and any existing entitlements.

Learn about your land loan possibilities and rates by contacting the premier land loan lender in Troy, MI.

The amazing land loan calculator

Lendersa® AI technology swiftly connects your loan request with hundreds of direct hard money lenders to meet all your hard money lending needs. Discover the most competitive land loan rates today to finance any type of vacant land or land with construction in MI.

Understanding land loans and valuation

Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without revealing your social security number or sensitive financial information.

Within vacant land lending, construction loans and blanket loans are key; you may qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security through a blanket loan.

Is hard money lending available nearby?

Finding a private investor through a local hard money broker greatly improves your odds of securing a loan. Land loans in Troy, MI are best managed by local lenders familiar with the area. Proximity between the hard money investor and the property boosts approval chances and speeds up the funding timeline.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 48098, 48083, 48085, 48084, 48007, 48099.

(800) 858-1633 Lender's profile and map Reviews AAC Credit Union 177 Wilson Avenue NW, Grand Rapids, MI, 49534 Lends in Michigan AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
(269) 646-2151 Lender's profile and map Reviews G. W. Jones Exchange Bank 115 West Main Street, Marcellus, MI, 49067 Lends in Michigan The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
(616) 820-1444 Lender's profile and map Reviews Macatawa Bank 10753 Macatawa Drive, Holland, MI, 49424 Lends in Michigan We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
(231) 755-1202 Lender's profile and map Reviews Lakeshore Federal Credit Union 2182 Lakeshore Drive, Muskegon, MI, 49441 Lends in Michigan Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
(269) 684-6005 Lender's profile and map Reviews Circle Federal Credit Union 507 E Main St, Niles, MI, 49120 Lends in Michigan Circle Federal Credit Union works everyday to make a difference in the lives of our members. With a "Centered Around You" philosophy, we advocate for the financial well-being of our members, enrichment of the communities we service, and to inspire and provide solutions to allow our members to have a smarter, simpler
(800) 442-2800 Lender's profile and map Reviews Honor Credit Union 8385 Edgewood Road, Berrien Springs, MI, 49103 Lends in Michigan Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
(877) 331-4481 Lender's profile and map Reviews Alden State Bank PO Box 39, Alden, MI, 49612 Lends in Michigan The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
6149487168 Lender's profile and map Reviews Capital City Funding 1581 N High St, Columbus, OH, 43207 Lends in Michigan At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,
(989) 733-8557 Lender's profile and map Reviews Awakon Federal Credit Union 20855 Washington Ave., Onaway, MI, 49765 Lends in Michigan Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.
(231) 946-6655 Lender's profile and map Reviews Traverse Catholic Federal Credit Union 3797 Veterans Drive, Traverse City, MI, 49684 Lends in Michigan Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
(877) 325-8031 Lender's profile and map Reviews Honor Bank 2254 Henry St, Honor, MI, 49640 Lends in Michigan Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.
(231) 352-9691 Lender's profile and map Reviews State Savings Bank MI 703 Main Street, Frankfort, MI, 49635 Lends in Michigan Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.