Land loan lenders for Cape-Girardeau, MO AI 2026!

Evaluate and compare from 281 land loan lenders active in Cape-Girardeau, MO.

The average cost for one acre of land in MO is $30,247. For undeveloped land, the LTV ranges from 16.63% to 53.40%, while for developed land in MOName, the estimated LTV is between 36.30% and 75.38%.

The actual value and loan-to-value ratio of any land depend on its location, size, topography, zoning, and any entitlements completed on the land.

Discover your land loan options and rates by contacting leading land loan lenders in Cape-Girardeau, MO.

Compare loan offers from 100 lenders

The magical land loan calculator

With Lendersa® AI technology, your loan request is immediately matched with numerous direct hard money lenders, meeting all your hard money lending needs. Discover the best land loan rates today for any type of vacant land or land plus construction project in MO.

Land loans and property value

Unnecessary inquiries can lower your credit score, so avoid them. You can get pre-approved for a land loan without revealing your social security number or any sensitive financial info.

Construction and blanket loans are essential for vacant land lending. You could qualify for 100% LTV financing by agreeing to pledge additional property as security with a blanket loan.

Need hard money lending nearby?

Your chances of securing a loan can multiply when you find a private investor through a local hard money broker. In Cape-Girardeau, MO, local lenders who are familiar with the neighborhood are best suited to handle land loans. Keeping the hard money investor close to the property increases the odds of approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 63703.



Cape-Girardeau Land Loan Lenders

  • First Missouri State Bank of Cape County
  • 2 South Mount Auburn Road, Cape Girardeau, MO, 63703
  • Lends in Missouri
  • We are a community bank committed to providing high quality service to our customers and an excellent working environment for our employees and are actively involved in the communities that we serve. We offer a wide range of traditional depository products, mortgage loans, business and consumer loans, online banking and mobile banking.

  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Lends in Missouri
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.

  • Bloomsdale Bank
  • 55 Mill Hill Road, Bloomsdale, MO, 63627
  • Lends in Missouri
  • Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.

  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Lends in Missouri
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.

  • CNB St. Louis Bank
  • 7305 Manchester Rd, Saint Louis, MO, 63143
  • Lends in Missouri
  • We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.

  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • Lends in Missouri
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.

  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • Lends in Missouri
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.

  • ARTIS COMMERCIAL CAPITAL LLC
  • 177 Cedar Bridge Ct, St. Louis, MO, 63141
  • Lends in Missouri
  • Unlock your potential with ARTIS COMMERCIAL CAPITAL LLC, a premier direct lender and broker/advisor specializing in Ground Up Construction, Fix and Flip, and DSCR loans. Collaborate with us and gain access to over 1,000 capital providers, including FDIC banks and SBA 7a programs that close in 30 days, ensuring the lowest rates for your project. Let

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Missouri
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t

  • First Community Credit Union.
  • 17151 Chesterfield Airport Road, Chesterfield, MO, 63005
  • Lends in Missouri
  • First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.