Lenders using AI on vacant land in Springfield, MO 2026!

Explore and compare among 281 land loan lenders serving in Springfield, MO.

In MO, the average price per acre of land is $23,633. The LTV for undeveloped land ranges from 16.27% to 49.38%, while the estimated LTV for loans on developed land in MOName is between 36.01% and 75.08%.

The actual value and loan LTV of any piece of land depend on its location, size, topography, zoning, and any entitlements it may have.

To discover your land loan options and rates, contact the leading land loan lender in Springfield, MO.

Compare loan offers from 100 lenders

The Magical Land Loan Calculator

To ensure all your hard money lending requirements are fulfilled, Lendersa® AI technology will quickly match your loan request with numerous direct hard money lenders. Discover the top land loan rates today to fund any kind of vacant land or land plus construction in MO.

Land Loans and Their Impact on Value

To protect your credit score, limit unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending. You might qualify for up to 100% LTV financing if you pledge additional property as security (blanket loan).

Searching for Local Hard Money Lending?

Identifying a private investor through a local hard money broker can greatly improve the chances of securing a loan. Local lenders in Springfield, MO who are familiar with the area are usually better equipped to arrange land loans. Proximity between the investor and the property can enhance approval odds and expedite the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 65810.



Springfield Land Loan Lenders

  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • Lends in Missouri
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.

  • Mid-Missouri Bank
  • 3546 E. Sunshine, Springfield, MO, 65809
  • Lends in Missouri
  • Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.

  • Table Rock Community Bank
  • 1 Wildwood Ln, Kimberling City, MO, 65686
  • Lends in Missouri
  • Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal

  • Southwest Missouri Bank
  • 202 W High, Alba, MO, 64830
  • Lends in Missouri
  • We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.

  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Lends in Missouri
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.

  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • Lends in Missouri
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.

  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • Lends in Missouri
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.

  • Community Bank of Pleasant Hill
  • 2401 North Highway 7, Pleasant Hill, MO, 64080
  • Lends in Missouri
  • Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.

  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • Lends in Missouri
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.

  • Community Bank of Raymore
  • 801 West Foxwood Drive, Raymore, MO, 64083
  • Lends in Missouri
  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.