Land loan lenders for Southaven, MS AI 2026!

Review and compare among 261 land loan lenders available in Southaven, MS.

The average price for an acre of land in MS is $30,095. The LTV for undeveloped land spans from 16.62% to 53.31%, while for developed land in MSName, the estimated LTV ranges anywhere between 36.29% and 75.37%.

The real value and loan LTV of any land are determined by its location, size, topography, zoning, and any entitlements.

Find out your land loan options and interest rates by contacting the leading land loan lender in Southaven, MS.

Explore loan offers from 100 lenders

The advanced land loan calculator

To meet all your hard money lending requirements, Lendersa® AI technology will quickly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land with construction in MS.

Land loans and assessing their value

Avoid unnecessary inquiries to preserve your credit score. Get pre-approved for your land loan without needing your social security number or any sensitive financial information.

Both construction loans and blanket loans are critical components of vacant land financing. By pledging additional property as security (blanket loan), you may qualify for up to 100% LTV (Loan to Value) financing.

Looking for hard money lending nearby?

Securing a private investor through a local hard money broker significantly increases your chances of getting a loan. Land loans in Southaven, MS, are best arranged by local lenders familiar with the neighborhood. A short distance between the investor and the property enhances the likelihood of loan approval and speeds up the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 38651.



Southaven Land Loan Lenders

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Lends in Mississippi
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar

  • 1st Legacy Capital LLC,
  • 270 Ridgeland Drive, Starkville, MS, 39759
  • Lends in Mississippi
  • 1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • Lends in Mississippi
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • Lends in Mississippi
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.

  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Lends in Mississippi
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Lends in Mississippi
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • Lends in Mississippi
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Lends in Mississippi
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.

Also lends in Mississippi

  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.