Vacant Land Loan Lenders Billings, MT AI search of 2026!

Choose and evaluate from 257 land loan lenders available in Billings, MT.

The cost per acre of land in MT averages $44,208. The LTV ratio for undeveloped land spans from 17.38% to 61.89%, while for developed land in MTName, it ranges between 36.89% and 76.02%.

The value of land and its loan LTV are determined by factors such as location, size, terrain, zoning, and any existing entitlements.

Discover your land loan options and current rates by reaching out to the top land loan lender in Billings, MT.

Compare loan offers from 100 lenders

The Magic Land Loan Calculator

To cater to all your hard money lending needs, Lendersa® AI technology swiftly aligns your loan request with numerous direct hard money lenders. You can now find the most competitive land loan rates available for financing any type of vacant land or land with construction in MT.

Understanding Land Loans and Land Value

Reducing unnecessary inquiries can help maintain your credit score. Obtain preapproval for your land loan without disclosing your social security number or sensitive financial data.

Construction and blanket loans are integral to vacant land financing. You may be eligible for 100% LTV (Loan to Value) financing if you consent to provide additional property as collateral (blanket loan).

Is There Hard Money Lending Nearby?

Connecting with a private investor via a local hard money broker dramatically heightens your chances of securing a loan. In Billings, MT, land loans are best organized through local lenders who have knowledge of the area. Minimizing the distance between the hard money investor and the property enhances the probability of loan approval and accelerates the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 59106.



Billings Land Loan Lenders

  • Citizens Bank & Trust Company
  • 32 Central Avenue North, Harlowton, MT, 59036
  • Lends in Montana
  • The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.

  • Sky Federal Credit Union
  • 111 North B Street, Livingston, MT, 59047
  • Lends in Montana
  • Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula

  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Lends in Montana
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.

  • Bank of The Rockies
  • 205 West Main Street, White Sulphur Springs, MT, 59645
  • Lends in Montana
  • We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.

  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • Lends in Montana
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Lends in Montana
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.

  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • Lends in Montana
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.

  • Farmers State Bank
  • 103 Main St, Victor, MT, 59875
  • Lends in Montana
  • Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.

Also lends in Montana

  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • Candu Ventures & Southern Capital Funding

    We help entrepreneurs, real estate investors, and developers, access commercial loans, working capital, business funding, and tailored lending options so you can move faster to funding with confidence. Email Doug Miller at Doug@SouthCapFunding.com or phone or text 253-686-7999 to explore a funding solution. Visit http://SouthCapFunding.com and https://CanduVentures.com for more info about us.