Land loan lenders for Helena, MT AI 2026!

Choose and compare from a selection of 255 land loan lenders operating in Helena, MT.

In MT, the typical cost per acre of land is $48,817. The loan-to-value (LTV) for undeveloped land ranges from 17.63% to 64.69%, while for developed land in MTName, it spans between 37.09% and 76.23%.

The value and LTV of a piece of land largely depend on various factors including its location, size, topography, zoning, and any completed entitlements.

For land loan options and rates, reach out to the top land loan lender in Helena, MT.

Contrast loan proposals from 100 different lenders

The magical land loan calculator

Lendersa® AI technology swiftly matches your loan request with numerous direct hard money lenders, ensuring all your hard money lending needs are fulfilled. You can explore the finest land loan rates today to finance any vacant land or land combined with construction in MT.

Understanding land loans and land value

By avoiding unnecessary inquiries, you can keep your credit score intact. Obtain preapproval for your land loan without needing to disclose your social security number or any other sensitive financial details.

Vacant land lending encompasses construction and blanket loans. You might qualify for 100% LTV financing by pledging additional property as security for a blanket loan.

Is there hard money lending in your area?

Locating a private investor through a nearby hard money broker significantly boosts your chances of securing a loan. Land loans in Helena, MT can be most effectively managed by local lenders who understand the area. Proximity between the hard money investor and the property improves loan approval likelihood and accelerates the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes of 59601.



Helena Land Loan Lenders

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • Lends in Montana
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.

  • Bank of The Rockies
  • 205 West Main Street, White Sulphur Springs, MT, 59645
  • Lends in Montana
  • We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.

  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Lends in Montana
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.

  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Lends in Montana
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.

  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • Lends in Montana
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.

  • Sky Federal Credit Union
  • 111 North B Street, Livingston, MT, 59047
  • Lends in Montana
  • Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula

  • Farmers State Bank
  • 103 Main St, Victor, MT, 59875
  • Lends in Montana
  • Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.

  • Citizens Bank & Trust Company
  • 32 Central Avenue North, Harlowton, MT, 59036
  • Lends in Montana
  • The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.

  • Whitefish Credit Union - Columbia Falls Branch
  • 1845 Highway 93 South, Columbia Falls, MT, 59901
  • Lends in Montana
  • Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.