Land loan lenders for Asheville, NC AI 2025!

Explore and compare among 241 land loan lenders providing financing in Asheville, NC.

The average cost per acre of land in NC is $54,090. For undeveloped land, the LTV is typically between 17.92% and 67.90%. For loans on fully developed land in NCName, the estimated LTV can range from 37.32% to 76.47%.

The actual valuation and loan-to-value ratios for any piece of land depend on its location, size, topography, zoning, and any past entitlements established on the property.

Discover your land loan options and check land loan rates by connecting with the top land loan lender in Asheville, NC.

Compare loan offers from 100 lenders

The magic land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology will quickly align your loan requests with a vast network of direct hard money lenders. Start finding the best land loan rates today for financing any vacant land or land with construction in NC.

Land loans and land valuation

Reducing unnecessary inquiries can help maintain your credit score. You can get preapproved for your land loan without revealing your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending; you could be eligible for 100% LTV (Loan-to-value) financing if you pledge additional property as security in a blanket loan strategy.

Hard money lending in your vicinity?

Your chances of obtaining a loan grow significantly when you find a private investor through a local hard money broker; land loans in Asheville, NC are optimally managed by lenders familiar with the local area. Shortening the distance between the hard money investor and the property boosts approval chances and accelerates funding processes.

Make use of the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 28806, 28805, 28804, 28803, 28801, 28776, 28810, 28814, 28815, 28816.



  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
  • Peoples Bank
  • 420 West A Street, Newton, NC, 28658
  • Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community. When you're passionate about people like we are, you start to see the extraordinary in everyone.
  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
  • Rain City Capital
  • 1020, Charlotte, NC, 28206
  • We understand the demands of the real estate market and pride ourselves on being a trusted partner with a proven track record of helping our clients succeed. With Rain City Capital, you can trust that you’ll have a financial partner who is as committed to your success as you are.
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.