Lenders using AI on vacant land in Kinston, NC 2025!

Explore and compare among 241 land loan lenders operating in Kinston, NC.

The average cost for an acre of land in NC is $20,437. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 16.10% to 47.43%, while for developed land in NCName, the estimated LTV falls between 35.88% and 74.93%.

The true value and loan LTV of any parcel depend on various factors like its location, size, topography, zoning, and any entitlements attached to the land.

To understand your land loan options and rates, contact the premier land loan lender in Kinston, NC.

Explore loan offers from 100 lenders

The remarkable land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology instantly matches your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for funding any vacant land or land with construction in NC.

Land loans and their valuation

Reducing unnecessary inquiries can protect your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land financing; you may qualify for 100% Loan-to-Value (LTV) financing by pledging additional property as security (blanket loan).

Is hard money lending nearby?

Your odds of securing a loan improve significantly when you find a private investor through a local hard money broker. Land loans in Kinston, NC are best processed by local lenders who understand the area. A shorter distance between the hard money investor and the property increases the likelihood of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 28501, 28504, 28502, 28503.



  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t