Vacant Land lenders in Wilmington, North Carolina [2026with AI]

Select and compare options among 282 land loan lenders available in Wilmington, NC.

An acre of land in NC averages $49,238 in cost. The loan-to-value (LTV) ratio for undeveloped land generally ranges from 17.65% to 64.95%, while for loans on already developed land in NCName, the estimated LTV can be anywhere from 37.11% to 76.24%.

The true value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements present on the land.

Explore your land loan options and find competitive land loan rates by contacting the top land loan lender in Wilmington, NC.

The magic land loan calculator

To fully address all your hard money lending needs, Lendersa® AI technology promptly connects your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land along with construction in NC.

Land loans and land valuation

Minimizing unnecessary inquiries helps preserve your credit score. Get preapproved for your land loan without providing your social security number or any sensitive financial information.

Construction and blanket loans are essential in vacant land lending; you may qualify for up to 100% LTV (Loan-to-value) financing if you pledge additional property as security (a blanket loan).

Hard money lending near you?

Securing a loan increases significantly when you find a private investor through a local hard money broker; land loans in Wilmington, NC are best arranged by local lenders who know the area well. Proximity between the hard money investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 28409.

Wilmington Land Loan Lenders
(910) 577-7333 Lender's profile and map Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 Lends in North Carolina It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(919) 736-0885 Lender's profile and map First Carolina People's Credit Union 201 East Ash Street, Goldsboro, NC, 27530 Lends in North Carolina First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
(866) 871-7926 Lender's profile and map First Federal Bank NC 200 East Divine St, Dunn, NC, 28334 Lends in North Carolina First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
9195101108 Lender's profile and map Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Lends in North Carolina Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
6315233934 Lender's profile and map Commercial Loans Made Easy LLC 9804 Longford Dr, Raleigh, NC, 27615 Lends in North Carolina
4438455336 Lender's profile and map Hard Money Henry 8801 Fast Park Drive, Raleigh, NC, 27617 Lends in North Carolina Why Choose Hard Money Henry? Your Trusted Lending Partner Hard Money Henry helps real estate investors secure fast, flexible funding. With a reputation for reliability and personalized service, Henry Tabeling ensures your investment goals are met. Contact us today for straightforward loan solutions tailored to your needs!
(919) 684-6704 Lender's profile and map Duke Credit Union 2200 West Main Street, Suite L100, Durham, NC, 27705 Lends in North Carolina Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
(252) 537-8061 Lender's profile and map Roanoke Rapids Savings Bank 325 Becker Drive, Roanoke Rapids, NC, 27870 Lends in North Carolina Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.
(704) 220-6922 Lender's profile and map American Bank of the Carolinas Monroe 312 N Charlotte Ave, Monroe, NC, 28112 Lends in North Carolina In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
Also lends in North Carolina
(843) 877-4314 Lender's profile and map Funding Resources, LLC. 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.