Vacant Land Loan Lenders Wilmington, NC AI search of 2026!

Select and compare options among 265 land loan lenders available in Wilmington, NC.

An acre of land in NC averages $49,238 in cost. The loan-to-value (LTV) ratio for undeveloped land generally ranges from 17.65% to 64.95%, while for loans on already developed land in NCName, the estimated LTV can be anywhere from 37.11% to 76.24%.

The true value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements present on the land.

Explore your land loan options and find competitive land loan rates by contacting the top land loan lender in Wilmington, NC.

Compare loan offers from 100 lenders

The magic land loan calculator

To fully address all your hard money lending needs, Lendersa® AI technology promptly connects your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land along with construction in NC.

Land loans and land valuation

Minimizing unnecessary inquiries helps preserve your credit score. Get preapproved for your land loan without providing your social security number or any sensitive financial information.

Construction and blanket loans are essential in vacant land lending; you may qualify for up to 100% LTV (Loan-to-value) financing if you pledge additional property as security (a blanket loan).

Hard money lending near you?

Securing a loan increases significantly when you find a private investor through a local hard money broker; land loans in Wilmington, NC are best arranged by local lenders who know the area well. Proximity between the hard money investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 28409, 28401, 28405, 28403, 28412, 28402, 28406, 28408.



  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • Lends in North Carolina
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario.
    DSCR- down to 0.00
    Bank Statement 12/24 months
    1 YEAR UN Audited P&L
    Second Chance- low credit/tradelines/no credit
    Foreign National- No income/ no credit requi

  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Lends in North Carolina
  • Have you ever considered outsourcing your mortgage loan processing?

    Back office mortgage processing services provider A&P Mortgage Processing, LLC
    - Start the loan process

    A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed

  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Lends in North Carolina
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • Lends in North Carolina
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today

  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Lends in North Carolina
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Lends in North Carolina
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • Trius Lending Partners
  • 1104 Kenilworth Ave Ste 501, Towson, MD, 21204
  • Lends in North Carolina
  • Trius delivers fast, reliable private lending for real estate investors who need certainty to win deals. We move quickly, communicate clearly, and execute without delays.

    Fix & Flip and Fix-to-Rent loans (up to 100% rehab), all property types, $150K–$3.5MM. New investors welcome. Closings in as little as 48 hours.

    Contact us today 📩 henry@tr

  • Turner Capital
  • 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
  • Lends in North Carolina
  • Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.

  • Damen Capital Fund
  • 8 The Green, Dover, DE, 19901
  • Lends in North Carolina
  • ### Vacant Land Financing with Damen Capital Fund

    #### Expertise-Driven Leadership
    Damen Capital Fund is a direct lender specializing in 7 day closings on vacant land.

    #### Personalized Approach
    We prioritize tailor-made solutions to meet unique investor needs.

    ### Join Us
    Experience insightful guidance and secure your financial futu

  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • Lends in North Carolina
  • **Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC**

    **About Us**
    Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency.

    **Our Commitment**
    We stand out by providing clarity in every transaction, making your financial aspiratio

  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Lends in North Carolina
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.

  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Lends in North Carolina
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.