Land loan lenders in Wilmington, North Carolina [2025with AI]

Select and compare options among 241 land loan lenders available in Wilmington, NC.

An acre of land in NC averages $49,238 in cost. The loan-to-value (LTV) ratio for undeveloped land generally ranges from 17.65% to 64.95%, while for loans on already developed land in NCName, the estimated LTV can be anywhere from 37.11% to 76.24%.

The true value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements present on the land.

Explore your land loan options and find competitive land loan rates by contacting the top land loan lender in Wilmington, NC.

The magic land loan calculator

To fully address all your hard money lending needs, Lendersa® AI technology promptly connects your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land along with construction in NC.

Land loans and land valuation

Minimizing unnecessary inquiries helps preserve your credit score. Get preapproved for your land loan without providing your social security number or any sensitive financial information.

Construction and blanket loans are essential in vacant land lending; you may qualify for up to 100% LTV (Loan-to-value) financing if you pledge additional property as security (a blanket loan).

Hard money lending near you?

Securing a loan increases significantly when you find a private investor through a local hard money broker; land loans in Wilmington, NC are best arranged by local lenders who know the area well. Proximity between the hard money investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 28409, 28401, 28405, 28403, 28412, 28402, 28406, 28408.

(336) 852-5572 Lender's profile and map Reviews First Carolina Mortgage 102 Dolley Madison Road, Greensboro, NC, 27410 At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
704-360-3636 Lender's profile and map Reviews Mortgages by Scott 14120 Ballantyne Corporate Place STE 350 OFC 310, Charlotte, NC, 28277 Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.
(704) 633-2900 Lender's profile and map Reviews Home Realty and Mortgage 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144 Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
7049425332 Lender's profile and map Reviews REI Investment Capital LLC 7014 Garden Terrace Ct, Charlotte, NC, 28210 Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
704 817 4920 Lender's profile and map Reviews Finance of America Commercial 6230 Fairview Road, Suite 300, Charlotte, NC, 28210 Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
(704) 375-0183 Lender's profile and map Reviews Charlotte Metro Credit Union 718 Central Avenue, Charlotte, NC, 28204 At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
7049809620 Lender's profile and map Reviews Black Swan Lending Lochlain Drive, Charlotte, NC, 28209 Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
512-285-0203 Lender's profile and map Reviews Rain City Capital 1020, Charlotte, NC, 28206 We understand the demands of the real estate market and pride ourselves on being a trusted partner with a proven track record of helping our clients succeed. With Rain City Capital, you can trust that you’ll have a financial partner who is as committed to your success as you are.
803 831 2262 Lender's profile and map Reviews Carolina Capital Management 234 Johnston St., Rock Hill, SC, 29730 Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
2064125759 Lender's profile and map Reviews Cardinal Financial 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273 At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
(800) 822-0382 Lender's profile and map Reviews Truliant Federal Credit Union 893 North Liberty Street, Suite A, Winston Salem, NC, 27101 Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
8542318203 Lender's profile and map Reviews United Financial Group 202 W Main street, Lexington, SC, 29072 United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.