Lenders using AI on vacant land in Fargo, ND 2026!

Explore and compare across 232 land loan lenders operating in Fargo, ND.

In ND, the typical cost of an acre of land is $42,508. For undeveloped land, the loan-to-value ratio (LTV) spans from 17.29% to 60.86%, while for developed land in NDName, the estimated LTV ranges from 36.82% to 75.94%.

The actual worth and LTV for land are influenced by various factors such as its location, dimensions, topography, zoning, and any entitlements it holds.

Learn about your land loan options and interest rates by reaching out to the top land loan lender in Fargo, ND.

Review loan offers from 100 lenders

The magical land loan calculator

With Lendersa® AI technology, all your hard money lending requirements are addressed instantaneously by matching your loan application with numerous direct hard money lenders. Discover the most favorable land loan rates today to finance any variety of vacant land or land including construction in ND.

Understanding land loans and property value

By avoiding unnecessary credit inquiries, your credit score remains unaffected. Obtain preapproval for a land loan without needing your social security number or any personal financial details.

Blanket loans and construction financing are integral to the field of vacant land loans. You might qualify for a full 100% LTV financing if you pledge additional property as collateral (blanket loan).

Is a hard money lender near you?

Connecting with a private investor via a local hard money broker greatly enhances your likelihood of securing a loan. Land loans in Fargo, ND are best managed by local lenders acquainted with the area. A shorter distance between the hard money investor and the property improves the probability of loan approval and accelerates the funding process.

Leverage the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 58102.



Fargo Land Loan Lenders

  • Horizon Financial Bank
  • 416 Main Street, Munich, ND, 58352
  • Lends in North Dakota
  • Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.

  • Capital Credit Union ND
  • 204 W. Thayer Ave, Bismarck, ND, 58501
  • Lends in North Dakota
  • Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.

  • Starion Bank
  • 333 North 4th Street, Bismarck, ND, 58502
  • Lends in North Dakota
  • Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.

  • TruCommunity Bank ND
  • 205 Main Street, Turtle Lake, ND, 58575
  • Lends in North Dakota
  • TruCommunity Bank is the new, shared name of three banks in McLean County, North Dakota — Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank has roots going back to 1919. We’re stronger and more efficient together, and ready for the future too. It’s Community banking at its best.

  • Bravera Bank
  • 220 1st Ave W, Dickinson, ND, 58601
  • Lends in North Dakota
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.

Also lends in North Dakota

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc

  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.

  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • We accelerate the flow of money in the B2B (business-to-business) world.

    We built Payclass with one focus — help our customers get their funds faster, or even instantly.

    Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi

  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • Candu Ventures & Southern Capital Funding

    We help entrepreneurs, real estate investors, and developers, access commercial loans, working capital, business funding, and tailored lending options so you can move faster to funding with confidence. Email Doug Miller at Doug@SouthCapFunding.com or phone or text 253-686-7999 to explore a funding solution. Visit http://SouthCapFunding.com and https://CanduVentures.com for more info about us.