Land loan lenders for Freehold, NJ AI 2026!

Select and evaluate among 256 land loan lenders providing services in Freehold, NJ.

The average cost for an acre of land in NJ is $86,555. For undeveloped land, loan-to-value (LTV) ratios fall between 19.66% and 87.65%. For developed land in NJName, the estimated LTV ranges from 38.71% to 77.95%.

The actual worth and the loan-to-value (LTV) of land are affected by factors like location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and available rates by reaching out to the leading land loan lender in Freehold, NJ.

Compare loan offers from 100 lenders

The efficient land loan calculator

Using Lendersa® AI technology, your loan request is swiftly matched with hundreds of direct hard money lenders to meet your lending needs. Discover the most favorable land loan rates today to finance any vacant land or land plus construction projects in NJ.

Understanding land loans and property value

Keeping unnecessary inquiries to a minimum can help protect your credit score. Preapprove your land loan without providing your social security number or sensitive financial information.

Construction and blanket loans are integral to vacant land lending; you may become eligible for 100% LTV financing if you agree to pledge additional property as security (blanket loan).

Are there hard money lending options near you?

Local hard money brokers can help you find a private investor, significantly increasing your chances of loan approval. Local lenders in Freehold, NJ who are familiar with the area are best suited for arranging land loans. Proximity between the investor and property enhances approval odds and expedites the funding process.

Use the Lendersa® land loan calculator to discover vacant land loan lenders in specific zip codes: 7728.



  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Lends in New Jersey
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.

  • Greenbox Mortgage
  • 29138 Pacific Coast Hwy 111, Malibu, CA, 90265
  • Lends in New Jersey
  • Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor

  • I & D Investment Group, Inc
  • 207 Orangedale Cir, St Johns, FL, 93010
  • Lends in New Jersey
  • Ivan Oberon is an Independent Mortgage & Private Money Broker & ADTV Show Host - Your Kingdom Lender, who helps Homeowners, investors & Builders Purchase and Refinance their Homes & Investment Properties.

    We prioritize speed, communication and great terms nationwide

  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • Lends in New Jersey


  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals.
    iCapital Option is here to provide you with the financial support necessary to achieve

  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • Lends in New Jersey
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings

  • Golden State Financial
  • 506 Conejo Court, Danville, CA, 94506
  • Lends in New Jersey
  • Golden State Financial specializes in commercial real estate financing, bridge loans, and hard money solutions. We connect borrowers with private lenders, debt funds, and institutional capital for fast, asset-based financing nationwide. Ideal for land, construction, value-add, and time-sensitive transactions requiring speed, flexibility, and reliable execution.

  • J5 Funding, Inc
  • 1615 Bonanza Street, Suite 211, Walnut Creek, CA, 94596
  • Lends in New Jersey
  • J5 Funding, Inc. is the trusted partner for those seeking agile and innovative financial solutions. As a leader in private lending, we specialize in direct, short-term bridge financing that transcends conventional loan limits. Whether you're a developer or real estate investor, J5 Funding ensures swift, tailored funding to meet unique needs, empowe

  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • Lends in New Jersey
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and

  • Niche-Loans
  • Oakland, Oakland, CA, 94601
  • Lends in New Jersey
  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex

  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Lends in New Jersey
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.

  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Lends in New Jersey

  • Innovation
    We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more!
    Fund Your Business
    Our company can get you the funding you need through revenue based or credit based funding options.
    WHO WE ARE
    We are a provider of non traditional business funding options. We offer