Land loan lenders for North-Bergen, NJ AI 2025!

Explore and compare among 231 land loan lenders providing services in North-Bergen, NJ.

The typical cost of an acre of land in NJ is $69,872. The Loan-to-Value (LTV) ratio for undeveloped land spans from 18.77% to 77.50%, whereas for developed land in NJName, the estimated LTV ranges from 37.99% to 77.19%.

The actual value and LTV of any land are dependent on its location, size, topography, zoning, and any entitlements granted to the land.

Find out about your land loan options and the current rates by contacting the best land loan lender in North-Bergen, NJ.

Compare loan offers from 100 lenders

The exceptional land loan calculator

Lendersa® AI technology is equipped to instantly match your loan request with hundreds of direct hard money lenders, ensuring that all your lending needs are catered to. Discover the best land loan rates today to finance any form of vacant land or land plus construction in NJ.

Understanding land loans and their value

By avoiding unnecessary inquiries, you can preserve your credit score. Secure preapproval for your land loan without the necessity of providing your social security number or other sensitive financial information.

In vacant land lending, construction loans and blanket loans are essential; you may be eligible for 100% Loan-to-Value (LTV) financing by securing additional property as collateral (blanket loan).

Is hard money lending available near you?

Locating a private investor through a local hard money broker significantly raises your chances of obtaining a loan. Land loans in North-Bergen, NJ are ideally arranged by local lenders knowledgeable about the area. Proximity between the hard money investor and the property improves approval odds and expedites the funding process.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 7047.



  • Sky Equity, LLC.
  • 43 West 33rd Street, Suite 504, New York, NY, 10001
  • Sky Equity, LLC is a hard money lending and real estate investment company, providing creative funding solutions for Borrowers, while consistently delivering healthy returns for Investors. Efficient loan processing, conservative underwriting and in-depth knowledge of market conditions are all hallmarks of Sky Equity
  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Roc originates, underwrites, funds and services a diverse product suite of business purpose residential and commercial real estate loans. We offer bridge and perm loans from 12 months to 30 years on Fix and Flips, Rentals, Multifamily and Ground Up property types and also Roc Capital is a subsidiary of Roc360. Via our parent company you can access
  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • PRIME RESOURCE CAPITAL
  • 90 Main St, Suite 309, Hackensack, NJ, 07601
  • Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.
  • Accolend
  • 310 Cedar Lane,, Teaneck, NJ, 07666
  • Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
  • http://www.blueskyfundingusa.com
  • 887 Myrtle Avenue, Brooklyn, New York, NY, 11206
  • Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.