Lenders using AI on vacant land in Paterson, NJ 2025!

Explore and compare among 231 land loan lenders providing services in Paterson, NJ.

The typical cost for an acre in NJ is $48,707. The Loan-to-Value (LTV) ratio for undeveloped land is between 17.62% and 64.63%, while for developed land in NJName, the estimated LTV can range from 37.09% to 76.22%.

The genuine value and LTV of any land plot depend on factors such as its location, size, topography, zoning regulations, and any entitlements that have been secured.

Learn about your land loan alternatives and the available rates by reaching out to the premier land loan provider in the State of Paterson, NJ.

Compare loan offers from 100 lenders

The innovative land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology will swiftly pair your loan request with a multitude of direct hard money lenders. You can now uncover the finest land loan rates available today for any type of vacant land or combined land and construction in NJ.

Exploring land loans and value considerations

Avoiding unnecessary credit inquiries will help maintain your credit score. Obtain preapproval for your land loan without requiring your social security number or other sensitive financial details.

In vacant land lending, both construction and blanket loans are crucial; you might qualify for 100% Loan to Value (LTV) financing if you pledge additional property as security (blanket loan).

Hard money lending in your area?

Securing a private investor via a local hard money broker significantly enhances your chances of obtaining a loan; in Paterson, NJ, land loans might be optimally facilitated by local lenders acquainted with the neighborhood. Close proximity between the hard money lender and the property heightens approval probabilities and quickens the funding timeline.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders by zip codes 07524, 07522, 07514, 07513, 07505, 07502, 07504, 07501, 07503, 07507, 07509, 07510, 07533, 07543, 07544.



  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
  • Lewis Commercial Services llc dba Michael Lewis Group
  • P.O. Box 1068, DINGMANS FERRY, PA, 18328
  • The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
  • eclending
  • 360 Motor Parkway, Hauppauge, NY, 11788
  • Empower Your Future with EC LENDING **Your Trusted Financial Partner** At EC LENDING, we prioritize your financial aspirations. Our dedicated team offers tailored lending solutions, guiding you every step of the way. We aim to simplify the borrowing process, ensuring seamless transactions and peace of mind. Choose EC LENDING, where your finan
  • JET DIRECT MORTGAGE
  • 111 W MAIN ST, BAY SHORE, NY, 11706
  • We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001. We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction
  • Wah Investment Group
  • 52 Sumit Ave, Phillipsburg, NJ, 08865
  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • Manasquan Bank
  • 2221 Landmark Place, Manasquan, NJ, 08736
  • Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.