Lenders using AI on vacant land in Carlsbad, NM 2025!

Explore and compare options among 217 land loan lenders serving Carlsbad, NM.

The average cost for an acre of land in NM is $27,417. For undeveloped land, the loan-to-value ratio (LTV) ranges from 16.48% to 51.68%. Meanwhile, the LTV for loans on developed land in NMName is estimated to be between 36.18% and 75.25%.

The actual value and LTV of any land depend on its location, size, topography, zoning, and any entitlements it possesses.

Learn about your land loan options and rates by contacting the premier land loan lender in Carlsbad, NM.

Compare loan offers from 100 lenders

The fantastic land loan calculator

To guarantee all your hard money lending needs are met, Lendersa® AI technology will swiftly match your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates to fund any vacant land or land plus construction in NM.

Understanding land loans and value

Minimizing unnecessary inquiries helps protect your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

Construction loans and blanket loans are integral to vacant land financing; you might qualify for 100% LTV financing by using additional property as security (blanket loan).

Hard money lending close to you?

Your likelihood of getting a loan increases significantly when you find a private investor through a local hard money broker. In Carlsbad, NM, local lenders familiar with the area might be in the best position to arrange land loans. Proximity between the hard money investor and the property enhances the chances of approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 88220, 88221.



  • Centaurian Commercial Capital
  • 301 E. Arrow Hwy #101-1038, San Dimas, CA, 91773
  • At Centaurian Commercial Capital, we believe that every client is unique, and we are committed to providing quality service tailored to each individual's requirements. We have established long-standing relationships with premier lending partners, enabling us to offer our clients the best financing solutions.
  • California BrokerLink
  • 625 N Grand Ave, Santa Ana, CA, 92701
  • California BrokerLink is a leading commercial loan brokerage firm dedicated to connecting businesses with the best financing solutions. Our team of experienced professionals has a deep understanding of the California market and a proven track record of success in securing loans for a wide range of projects. We pride ourselves on our personalized se
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • PrideCo Loans Inc.
  • 1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
  • PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.