Lenders using AI on vacant land in Rochester, NY 2025!

Explore and compare among 261 land loan lenders available in Rochester, NY.

The typical price for an acre of land in NY is $16,490. The loan-to-value (LTV) for undeveloped land ranges from 15.89% to 45.03%, and for developed land, it is estimated between 35.71% and 74.75%.

The genuine value and loan LTV of any piece of land are influenced by its location, dimensions, terrain, zoning, and any entitlements granted to it.

Discover the land loan options and rates by reaching out to the leading land loan lender in Rochester, NY.

Evaluate loan offers from 100 lenders

The advanced land loan calculator

To address all your hard money lending needs, Lendersa®'s AI technology swiftly matches your loan request with countless direct hard money lenders. Explore fantastic land loan rates today for financing any type of vacant land or land plus construction project in NY.

Land loans and property value

By avoiding excessive inquiries, you can maintain a healthy credit score. Secure pre-approval for your land loan without providing your social security number or sensitive financial information.

In vacant land lending, construction and blanket loans are fundamental; you might qualify for 100% LTV (Loan to Value) financing if you offer additional property as security (blanket loan).

Interested in hard money lending locally?

Your likelihood of obtaining a loan increases significantly when you connect with a private investor through a local hard money broker. Locally knowledgeable lenders are best suited to manage land loans in Rochester, NY. Minimizing distance between the hard money investor and the property improves loan approval prospects and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 14608, 14609, 14606, 14604, 14605, 14607, 14627, 14620, 14621, 14619, 14615, 14614, 14617, 14611, 14610, 14613, 14612, 14602, 14603, 14638, 14639, 14642, 14643, 14644, 14646, 14647, 14649, 14650, 14651, 14653.



  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
  • Asset View Capital
  • 45 Dan Road, Canton, MA, 02021
  • Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond. As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat
  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.