Complete List of Vacant Land Lenders for Henrietta, NY with AI help!

Explore and compare the options among 299 land loan lenders operating in Henrietta, NY.

The standard cost for an acre of land in NY is $29,093. The loan-to-value (LTV) ratio for undeveloped land varies between 16.57% and 52.70%, while the LTV for developed land in NYName is estimated to fall between 36.25% and 75.33%.

The real value and loan-to-value of any land are influenced by factors such as its location, size, topography, zoning, and any entitlements that have been applied to the land.

Discover your land loan options and rates by reaching out to the top land loan lender in Henrietta, NY State.

Compare loan offers from 100 lenders

The remarkable land loan calculator

To meet all of your hard money lending needs, Lendersa® AI technology immediately links your loan request with hundreds of direct hard money lenders. Discover optimal land loan rates today to finance any type of vacant land or construction projects in NY.

Land loans and their valuation

Minimizing unnecessary inquiries will help maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are crucial components of vacant land lending. You might qualify for full 100% LTV (Loan to Value) financing if you opt to use additional property as security (blanket loan).

Considering local hard money lending?

Securing a private investor through a nearby hard money broker significantly increases the likelihood of obtaining a loan. Land loans in Henrietta, NY are best arranged by local lenders who understand the area well. Proximity between the hard money investor and the property enhances the chances of loan approval and accelerates the funding timeline.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 14586.



Henrietta Land Loan Lenders

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Lends in New York
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.

  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Lends in New York
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

  • MHD Empire Service Corp.
  • 300 South State St, Suite 1000, Syracuse, NY, 13202
  • Lends in New York
  • At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.

    Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Lends in New York
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.