Lenders using AI on vacant land in Shirley, NY 2026!

Choose from and compare among 299 land loan lenders active in Shirley, NY.

The average cost of an acre of land in NY is $53,110. The loan-to-value (LTV) for undeveloped land ranges from 17.86% to 67.31%, while the estimated LTV for loans on already developed land in NY ranges between 37.28% and 76.42%.

The actual value and LTV of any land depend on its location, size, topography, zoning, and any entitlements in place.

Contact the leading land loan lender in Shirley, NY to learn about your land loan options and rates.

Compare loan offers from 100 lenders

The magic land loan calculator

Lendersa® uses AI technology to efficiently pair your loan request with numerous direct hard money lenders, fulfilling all your lending needs. Discover the best land loan rates today to finance any vacant land or land plus construction in NY.

Land loans and land value

To maintain your credit score, minimize unnecessary inquiries. You can preapprove yourself for a land loan without needing to provide your social security number or other sensitive information.

Construction and blanket loans are crucial elements of vacant land lending; you might qualify for 100% LTV financing by agreeing to use additional property as security (blanket loan).

Hard money lending nearby?

Connecting with a private investor through a local hard money broker can significantly enhance your chances of securing a loan. In Shirley, NY, the most effective land loans are arranged by local lenders familiar with the area. Proximity between the investor and the property improves approval chances and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 11967.



Shirley Land Loan Lenders

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in New York
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Lends in New York
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • Adroc Capital
  • 625 RXR Plaza, Uniondale, NY, 11556
  • Lends in New York
  • ### Welcome to Adroc Capital

    #### Your Partner in Financial Growth
    ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling

Also lends in New York

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • Coast to Coast Capital Advisors
  • 320 Boston Post Rd, Darien, CT, 06820
  • Coast to Coast Capital Advisors

    Coast to Coast Capital Advisors provides fast, flexible financing for real estate investors nationwide. We specialize in DSCR, fix-and-flip, new construction, bridge, and commercial loans with competitive terms and quick closings.

    Contact: Info@coasttocoastcapitaladvisors.com | 203-690-8700.