Lenders using AI on vacant land in East-Patchogue, NY 2025!

Examine and compare among 261 land loan lenders available in East-Patchogue, NY.

The average cost for an acre of land in NY is $66,957. The loan-to-value (LTV) ratio for undeveloped land falls between 18.61% and 75.73%, while for loans on already developed land in NYName, the estimated LTV ranges anywhere from 37.87% to 77.05%.

The true value and loan LTV of any land rely on factors such as its location, size, topography, zoning, and any entitlements that have been arranged for the land.

Discover your land loan options and rates by reaching out to the leading land loan provider in East-Patchogue, NY.

Browse loan offers from 100 lenders

The exceptional land loan calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for funding any vacant land or land with construction in NY.

Land loans and appraisal

To preserve your credit score, steer clear of unnecessary inquiries. Obtain preapprovals for your land loan without requiring your social security number or any sensitive financial data.

Construction loans and blanket loans are crucial elements of vacant land financing; you may qualify for 100% LTV financing by offering additional property as collateral (blanket loan).

Is there hard money lending nearby?

Collaborating with a private investor through a local hard money broker can significantly enhance your ability to secure a loan. Land loans in East-Patchogue, NY may be best facilitated by local lenders familiar with the area. A closer proximity between the hard money investor and the property increases the probability of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 11772.



  • Lambda Funding
  • 66 West Flagler Street – Suite 900, Miami, FL, 33130
  • QUICK APPROVALS. AGGRESSIVE RATES. FAST CLOSINGS. Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol
  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb