Vacant Land Loan Lenders Dayton, OH AI search of 2026!

Evaluate and contrast a selection of 285 land loan providers offering services in Dayton, OH.

The typical cost of an acre of land in OH is $13,225. For undeveloped land, the loan-to-value ratio (LTV) falls between 15.71% and 43.04%, while for developed land in OHName, it ranges from 35.57% to 74.60%.

The actual value and LTV of any land depend on factors such as location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and current rates by reaching out to the top land loan lender in Dayton, OH.

Explore loan offers from 100 lenders

The amazing land loan calculator

Lendersa® AI technology ensures that all your hard money lending needs are quickly met by matching your loan request with numerous direct hard money lenders. Discover the best land loan rates available to finance any vacant land or land with construction in OH today.

Understanding land loans and their value

Reducing unnecessary inquiries can help preserve your credit score. Get pre-approved for your land loan without having to provide your social security number or any sensitive financial information.

In vacant land lending, construction loans and blanket loans are essential; you may be eligible for 100% LTV financing if you pledge additional property as security (blanket loan).

Seeking hard money lending in your area?

Finding a private investor through a local hard money broker can significantly increase your chances of acquiring a loan. Working with local lenders who know the Dayton, OH area can be advantageous, as they can efficiently arrange land loans. Short distance between the investor and the property improves loan approval odds and accelerates funding.

Make use of the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes 45432.



Dayton Land Loan Lenders

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • Lends in Ohio
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Lends in Ohio
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need

  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Lends in Ohio
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.

  • Build Realty
  • 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242
  • Lends in Ohio
  • Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks.
    Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing

  • The Famers State Bank (New Madison, OH)
  • 101 S. Main St., New Madison, OH, 45346
  • Lends in Ohio
  • The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.

  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Lends in Ohio
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.

  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • Lends in Ohio
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.

    Michael Zipfel, the founder and President of Zipfel Mortgage Group

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Lends in Ohio
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

Also lends in Ohio

  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.