Lenders using AI on vacant land in Dayton, OH 2026!

Evaluate and contrast a selection of 274 land loan providers offering services in Dayton, OH.

The typical cost of an acre of land in OH is $13,225. For undeveloped land, the loan-to-value ratio (LTV) falls between 15.71% and 43.04%, while for developed land in OHName, it ranges from 35.57% to 74.60%.

The actual value and LTV of any land depend on factors such as location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and current rates by reaching out to the top land loan lender in Dayton, OH.

Explore loan offers from 100 lenders

The amazing land loan calculator

Lendersa® AI technology ensures that all your hard money lending needs are quickly met by matching your loan request with numerous direct hard money lenders. Discover the best land loan rates available to finance any vacant land or land with construction in OH today.

Understanding land loans and their value

Reducing unnecessary inquiries can help preserve your credit score. Get pre-approved for your land loan without having to provide your social security number or any sensitive financial information.

In vacant land lending, construction loans and blanket loans are essential; you may be eligible for 100% LTV financing if you pledge additional property as security (blanket loan).

Seeking hard money lending in your area?

Finding a private investor through a local hard money broker can significantly increase your chances of acquiring a loan. Working with local lenders who know the Dayton, OH area can be advantageous, as they can efficiently arrange land loans. Short distance between the investor and the property improves loan approval odds and accelerates funding.

Make use of the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes 45432.



  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Lends in Ohio
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.

  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • Lends in Ohio
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check

  • Insource Funding
  • 433 Plaza Real #275, Boca Raton, FL, 33432
  • Lends in Ohio
  • Insource Funding is redefining real estate investment with no-doc financing. As a nationwide direct private lender, we specialize in bridge and 30-year fixed rental loans, offering quick in-house approvals. Say goodbye to credit score worries and hello to flexible deal structures with asset-based underwriting. Experience consistent closings in 13 d

  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • Lends in Ohio
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.

  • Vortex Financial Group
  • 15007 Havenridge, Houston, TX, 77083
  • Lends in Ohio
  • Vortex Financial Group

    Clear Financial Planning

    Vortex Financial Group helps families and business owners build wealth through personalized financial planning, retirement and investment strategies, and risk management. Connect with Nadia Ankleshwaria’s team—visit vortexfg.com or email arsh@vortexfg.com.

  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Lends in Ohio
  • Short Term Bridge Loans for Commercial and Investment Grade Properties.
    • No deep dive underwriting
    • $500,000+ loan sizes preferred
    • 12-36 month terms
    • Most commercial RE assets accepted; special use case-by-case
    • No rural or vast land properties
    • No junk fees
    • Quick close
    • Broker friendly

  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Lends in Ohio
  • Empowered Real Estate Investment by TPN Lending

    TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac

  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • Lends in Ohio
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve

  • United Capital Point Llc
  • 180 E Dania Beach Blvd, Dania, FL, 33004
  • Lends in Ohio
  • United Capital Point connects residential and commercial investors with the right lending solutions. Specializing in DSCR, hard money, and bridge financing with flexible guidelines and fast closings. Whether you’re acquiring, refinancing, or scaling your portfolio, we match you with the right loan — every time.

  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Lends in Ohio
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide!

    Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer