Land loan lenders in Kettering, Ohio [2026with AI]

Explore and assess the options available from 285 land loan lenders serving Kettering, OH.

In OH, the cost for an acre of land averages at $26,783. For undeveloped land, the loan-to-value (LTV) ratio varies between 16.44% and 51.29%, whereas for developed land in OHName, it's estimated to be between 36.15% and 75.22%.

The true value and LTV of any land piece depend on factors like location, size, terrain, zoning, and any entitlements it has.

Discover your land loan options and current rates by contacting the foremost lender in Kettering, OH.

The extraordinary land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology rapidly connects your loan request with hundreds of direct lenders. Uncover the best land loan rates today for financing any kind of vacant land or land including construction in OH.

Understanding land loans and their value

Reducing unnecessary inquiries can help maintain your credit score. Secure pre-approval for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction and blanket loans are essential in vacant land financing; you might qualify for 100% LTV by pledging additional property as security (blanket loan).

Interested in local hard money lending?

Your chances of obtaining a loan increase significantly when you connect with a private investor through a local hard money broker. Arranging land loans in Kettering, OH is often best undertaken by local lenders familiar with the community. Proximity between the investor and the property improves the approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 45440.

Kettering Land Loan Lenders
(513) 932-1414 Lender's profile and map Columbus First Bank 2 N. Broadway, Lebanon, OH, 45036 Lends in Ohio Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
(937) 833-2176 Lender's profile and map The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 Lends in Ohio The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(513) 942-3500 Lender's profile and map Guardian Savings Bank 6100 West Chester Road, West Chester, OH, 45069 Lends in Ohio Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
(513) 726-6471 Lender's profile and map Somerville Bank 197 South Main, Somerville, OH, 45064 Lends in Ohio Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
513 247 0501 Lender's profile and map Build Realty 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242 Lends in Ohio Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks. Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
(937) 996-1071 Lender's profile and map The Famers State Bank (New Madison, OH) 101 S. Main St., New Madison, OH, 45346 Lends in Ohio The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.
(513) 613-4834 Lender's profile and map Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH, 45209 Lends in Ohio Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
(513) 313-7899 Lender's profile and map Zipfel Capital 3440 Edwards Rd, Cincinnati, OH, 45208 Lends in Ohio We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
(419) 628-2351 Lender's profile and map Minster Bank 95 W. 4th St., Minster, OH, 45865 Lends in Ohio Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
Also lends in Ohio
(765) 962-2581 Lender's profile and map First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.