Vacant Land Loan Lenders Middletown, OH AI search of 2026!

Review and compare offerings from 285 land loan providers in Middletown, OH.

The average price for an acre of land in OH is $19,450. The loan-to-value (LTV) ratio for undeveloped land is in the range of 16.05% to 46.83%, while the estimated LTV for loans on developed land in OHName falls between 35.83% and 74.89%.

The value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements applied to it.

Discover your land loan options and current rates by reaching out to the top land loan lender in Middletown, OH.

Check out loan offers from 100 lenders

The amazing land loan calculator

Lendersa® AI technology makes sure all your hard money lending needs are addressed by promptly matching your loan request with multiple direct hard money lenders. You can today find the best land loan rates for financing any vacant land or land with construction in OH.

Land loans and their value

Avoiding unnecessary inquiries will help maintain your credit score. Get preapproved for a land loan without revealing your social security number or any sensitive financial information.

In the realm of vacant land lending, construction and blanket loans are crucial. You might qualify for 100% LTV financing if you agree to use additional property as collateral (blanket loan).

Looking for local hard money lending?

Your likelihood of obtaining a loan increases significantly when you partner with a private investor found via a local hard money broker. Arranging land loans in Middletown, OH is often most effective with local lenders who understand the area well. Close proximity between the investor and the property boosts loan approval chances and speeds up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 45044.



Middletown Land Loan Lenders

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.

  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Lends in Ohio
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need

  • Build Realty
  • 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242
  • Lends in Ohio
  • Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks.
    Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing

  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Lends in Ohio
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.

  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Lends in Ohio
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.

  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • Lends in Ohio
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.

    Michael Zipfel, the founder and President of Zipfel Mortgage Group

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • Lends in Ohio
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • The Famers State Bank (New Madison, OH)
  • 101 S. Main St., New Madison, OH, 45346
  • Lends in Ohio
  • The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Lends in Ohio
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

Also lends in Ohio

  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.