Land loan lenders for North-Ridgeville, OH AI 2026!

Explore and contrast the offerings of 265 land loan lenders in North-Ridgeville, OH.

The typical cost for an acre of land in OH is $36,417. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 16.96% to 57.15%, while the estimated LTV for loans on fully developed land in OHName lies between 36.56% and 75.66%.

The actual value and LTV of any land are influenced by factors such as its location, size, topography, zoning, and any entitlements in place.

Discover your land loan possibilities and rates by getting in touch with the top land loan lender in North-Ridgeville, OH.

Review offers from 100 lenders

The Magical Land Loan Calculator

To meet all your hard money lending requirements, Lendersa® AI technology swiftly matches your loan request with numerous direct hard money lenders. Explore the best land loan rates available today to fund any vacant land or land with construction in OH.

Land Loans and Their Valuations

Shunning unnecessary inquiries helps preserve your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

In the realm of vacant land lending, construction and blanket loans are key; you may qualify for a 100% LTV (Loan to Value) if you agree to use additional property as security (blanket loan).

Interested in Nearby Hard Money Lending?

Finding a private investor via a local hard money broker can dramatically improve your chances of securing a loan. Land loans in North-Ridgeville, OH are most effectively arranged by local lenders who know the community well. A close distance between the hard money investor and the property enhances loan approval chances and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 44039.



  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • Lends in Ohio
  • The Apple Creek Banking Company opened its doors on
    February 1, 1904.
    Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders

  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • Lends in Ohio
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration

  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • Lends in Ohio
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.

  • The Bank of Magnolia Company
  • 122 North Main Street, Magnolia, OH, 44643
  • Lends in Ohio
  • In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company.

    The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.

  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Lends in Ohio
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.

  • The Andover Bank
  • 19 Public Square, Andover, OH, 44003
  • Lends in Ohio
  • In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents.

    For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged

  • Port Conneaut Federal Credit Union
  • 1002 Broad Street, Conneaut, OH, 44030
  • Lends in Ohio
  • We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.

  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • Lends in Ohio
  • Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c