Lenders Financing Vacant Land in York, PA in 2026

Explore and compare offerings from 291 land loan lenders operating in York, PA.

The average cost per acre of land in PA is $15,180. For undeveloped land, the Loan-to-Value (LTV) ratio spans from 15.82% to 44.23%, while for developed land in PAName, it ranges between 35.65% and 74.69%.

The true worth and loan LTV of any land depend on its geographic location, dimensions, topography, zoning regulations, and any entitlements associated with the land.

Investigate your land loan options and compare land loan rates by reaching out to a prominent land loan lender in York, PA.

Review loan offers from 100 different lenders

The remarkable land loan calculator

To fully address your hard money lending needs, Lendersa® AI technology will quickly align your loan request with many direct hard money lenders. Discover leading land loan rates today to finance any variety of vacant land or land with construction in PA.

Understanding land loans and valuation

Cutting down unnecessary inquiries helps protect your credit score. Gain preapproval for your land loan without needing to disclose your social security number or any sensitive financial details.

Construction loans and blanket loans are integral parts of financing for vacant land, and you may qualify for 100% LTV (Loan-to-Value) financing by offering additional property as collateral (blanket loan).

Interested in hard money lending nearby?

Finding a private investor through a local hard money broker enhances your prospects of securing a loan; Land loans in York, PA are best organized by local lenders familiar with the community. Proximity between the hard money investor and the land improves the chances of approval and expedites the funding process.

Utilize Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 17404.



York Land Loan Lenders

  • AgChoice Farm Credit
  • 300 Winding Creek Blvd, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com

  • Ephrata National Bank
  • 31 E. Main St, Ephrata, PA, 17522
  • Lends in Pennsylvania
  • Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.

  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Lends in Pennsylvania
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.

  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Lends in Pennsylvania
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • The Victory Bank
  • 548 North Lewis Road, Limerick, PA, 19468
  • Lends in Pennsylvania
  • The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission

Also lends in Pennsylvania

  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.

  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Have you ever considered outsourcing your mortgage loan processing?

    Back office mortgage processing services provider A&P Mortgage Processing, LLC
    - Start the loan process

    A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed

  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.

  • Navigator Private Capital, LLC
  • 1910 Towne Centre Blvd #250, Annapolis, MD, 21401
  • Navigator Private Capital is a direct private lender based in Annapolis, MD, financing residential investment properties from 1–9 units in 38 states + DC. We offer Fix & Flip/Hold, Bridge, New Construction, and DSCR loans. We take a common-sense approach to underwriting, focus on the strength of the overall deal rather than making it fit a tight box, and can execute within tight timelines. Competitive leverage and terms. Our DSCR program is funded direct, not brokered.