Land loan lenders for Aiken, SC AI 2026!

Analyze and compare offerings from 282 land loan lenders operating in Aiken, SC.

In SC, the average cost of an acre of land is $37,585. The loan-to-value (LTV) for undeveloped land varies from 17.03% to 57.86%, while the estimated LTV for loans on developed land in SCName is between 36.61% and 75.71%.

The true value and LTV of any land depend on factors such as location, size, terrain, zoning, and any entitlements.

Explore your options and discover land loan rates by contacting the premier land loan provider in Aiken, SC.

Review offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® AI technology ensures all your hard money lending needs are met by quickly aligning your loan request with numerous direct hard money lenders. Discover the best land loan rates available today to finance any vacant land or land development in SC.

Understanding Land Loans and Value

To safeguard your credit score, limit unnecessary inquiries. Get preapproval for your land loan without needing your social security number or sensitive financial details.

Construction loans and blanket loans are integral to vacant land financing; you may qualify for 100% LTV if you agree to secure additional property as collateral (blanket loan).

Is Hard Money Lending Available Near You?

Locating a private investor via a local hard money broker significantly improves your chances of securing a loan. Land loans in Aiken, SC are best arranged by local lenders acquainted with the area. Proximity between the investor and the property enhances the chances of approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 29801.



Aiken Land Loan Lenders

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Lends in South Carolina
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Lends in South Carolina
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • Abbeville First Bank, SSB
  • 205 S. Main Street, Abbeville, SC, 29620
  • Lends in South Carolina
  • Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Lends in South Carolina
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.