Land loan Columbia, South Carolina [2025with AI]

The average price of an acre in SC is $35,942. The loan-to-value ratio (LTV) for undeveloped land spans from 16.94% to 56.86%. For already developed land in SCName, the LTV is estimated to lie between 36.54% and 75.64%.

The value of land and its LTV for loans are influenced by its location, size, topography, zoning laws, and any entitlements.

Contact the leading land loan lender in Columbia, SC to learn about your land loan options and current rates.

The Magic Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® uses AI technology to quickly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to fund any type of vacant land or land with construction in SC.

Understanding Land Loans and Value

Reducing unnecessary credit inquiries helps protect your credit score. Obtain pre-approval for land loans without needing your social security number or other sensitive financial information.

Construction and blanket loans are integral in vacant land lending; you may qualify for 100% LTV financing when additional property is pledged as security (blanket loan).

Looking for Local Hard Money Lending?

Finding a private investor through a local hard money broker can greatly enhance your chances of getting a loan. Arranging land loans in Columbia, SC with local lenders familiar with the area is often most effective. Proximity to the hard money investor can increase loan approval chances and hasten the funding process.

Utilize Lendersa®'s land loan calculator to identify vacant land loan lenders in zip codes 29202, 29203, 29205, 29201, 29207, 29204, 29208, 29209, 29212, 29225, 29229, 29147, 29210, 29206, 29214, 29215, 29216, 29217, 29218, 29220, 29224, 29226, 29240, 29250.

(803) 771-2265 Lender's profile and map Reviews SouthState Bank 520 Gervais St, Columbia, SC, 29201 SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
(706) 210-2010 Lender's profile and map Reviews CSRA Business Lending 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201 CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
(803) 798-4064 Lender's profile and map Reviews Business Development Corporation 111 Executive Center Drive, Suite 225, Columbia, SC, 29210 Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.
8035735687 Lender's profile and map Reviews United Financial Group 202 W Main street, Lexington, SC, 29072 United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
(803) 432-2265 Lender's profile and map Reviews First Palmetto Bank 407 DeKalb Street, Camden, SC, 29020 First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
(866) 851-3000 Lender's profile and map Reviews Security Federal Bank 238 Richland Ave NW, Aiken, SC, 29801 Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer
803 831 2262 Lender's profile and map Reviews Carolina Capital Management 234 Johnston St., Rock Hill, SC, 29730 Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
(888) 860-2004 Lender's profile and map Reviews Sage Home Loans 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707 OUR PROMISE We're here to help you confidently make smarter decisions about financing your home. Our Values Buying and refinancing a home should be clear and straightforward. An approachable home financing process requires expert guidance. Modern home financing problems deserve updated solutions.