Land loan lenders for Sumter, SC AI 2026!

Explore and compare among 282 land loan lenders offering services in Sumter, SC.

The average price of an acre in SC stands at $26,370. The LTV (Loan-to-Value) ratio for undeveloped land ranges from 16.42% to 51.04%, whereas for already developed land in SCName, the estimated LTV is from 36.13% to 75.20%.

The actual value and loan LTV of any land are affected by its location, size, topography, zoning, and any entitlements that apply to it.

Explore your land loan options and rates by contacting the best land loan provider in Sumter, SC.

Assess loan offers from 100 lenders

The versatile land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology swiftly aligns your loan request with hundreds of direct lenders. Discover the best land loan rates today to fund any type of vacant land or land plus construction in SC.

Understanding land loans and value

Avoiding unnecessary inquiries is key to maintaining your credit score. Preapproval for your land loan can be obtained without the need to provide your social security number or sensitive financial information.

Construction and blanket loans are integral within vacant land lending; you might qualify for 100% LTV (Loan to Value) financing when you offer additional property as collateral (blanket loan).

Local hard money lending options

When you find a private investor through a local hard money broker, your chance of securing a loan improves significantly. Land loans in Sumter, SC are best arranged by local lenders familiar with the area. Proximity between the investor and the property can enhance approval likelihoods and expedite the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 29154.



Sumter Land Loan Lenders

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Lends in South Carolina
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Lends in South Carolina
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Lends in South Carolina
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co