Complete List of Vacant Land Lenders for Rapid-City, SD with AI help!

Assess and contrast options from 217 land loan lenders operating in Rapid-City, SD.

The typical price for an acre of land in SD is $36,697. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.98% to 57.32%, while for loans on already developed land in SDName, the LTV is estimated to fall between 36.57% and 75.67%.

The true value and loan LTV of any land are influenced by its location, size, topography, zoning, and any involving entitlements.

Discover your land loan options and rates by reaching out to the leading land loan provider in the state of Rapid-City, SD.

View offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® AI technology is ready to meet your hard money lending requirements by immediately pairing your loan request with many direct hard money lenders. Discover the premier land loan rates today to fund any type of vacant land or construction-inclusive projects in SD.

Exploring Land Loans and Their Values

Minimizing unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without needing your social security number or any sensitive financial information.

Construction loans and blanket loans are central to financing vacant land; you might qualify for 100% LTV financing by using additional property as security (blanket loan).

Investigating Hard Money Lending Near You?

Connecting with a private investor through a local hard money broker considerably boosts your chances of securing a loan. Local lenders acquainted with Rapid-City, SD are ideally placed to handle land loans. Close proximity between the investor and the property increases the likelihood of approval and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 57702, 57703, 57701.



  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Lends in South Dakota
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property

  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in South Dakota
  • We accelerate the flow of money in the B2B (business-to-business) world.

    We built Payclass with one focus — help our customers get their funds faster, or even instantly.

    Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi

  • Bluestone Federal Credit Union - East Branch
  • PO Box 90240, Sioux Falls, SD, 57109
  • Lends in South Dakota
  • Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.

  • Levo Credit Union
  • 1741 S Cleveland Avenue, Sioux Falls, SD, 57103
  • Lends in South Dakota
  • Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.

  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • Lends in South Dakota
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry.
    We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all
    quality service.

  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Lends in South Dakota
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.

  • Silverview Capital LLC
  • 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
  • Lends in South Dakota
  • At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • Lends in South Dakota
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc