Complete List of Vacant Land Lenders for Sioux-Falls, SD with AI help!

Review and compare selections from 217 land loan lenders in Sioux-Falls, SD.

In SD, the average cost for an acre of land is $37,878. The loan-to-value (LTV) for undeveloped land ranges from 17.04% to 58.04%, and the estimated LTV for loans on already developed land in SDName is from 36.62% to 75.73%.

The true value and loan LTV of land depend on its location, size, topography, zoning, and any entitlements tied to it.

Discover your land loan choices and rates by contacting the top land loan lender in Sioux-Falls, SD.

Explore offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® AI technology swiftly addresses all your hard money lending needs by immediately connecting your loan request with hundreds of direct hard money lenders. Discover the optimal land loan rates today to finance any type of vacant land or construction-related land in SD.

Land Loans and Land Values

To maintain a healthy credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to reveal your social security number or sensitive financial data.

Construction loans and blanket loans are essential to vacant land lending; you could qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Exploring Hard Money Lending Nearby?

Partnering with a private investor through a local hard money broker greatly enhances your chances of securing a loan. Land loans in Sioux-Falls, SD are best arranged by local lenders familiar with the area. The proximity between the investor and property improves approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 57110, 57104, 57105, 57106, 57107, 57103, 57108, 57197, 57117, 57101, 57109, 57186, 57193.



  • Levo Credit Union
  • 1741 S Cleveland Avenue, Sioux Falls, SD, 57103
  • Lends in South Dakota
  • Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.

  • Bluestone Federal Credit Union - East Branch
  • PO Box 90240, Sioux Falls, SD, 57109
  • Lends in South Dakota
  • Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.

  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in South Dakota
  • We accelerate the flow of money in the B2B (business-to-business) world.

    We built Payclass with one focus — help our customers get their funds faster, or even instantly.

    Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi

  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • Lends in South Dakota
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.

  • BankWest
  • 703 Main St, Armour, SD, 57313
  • Lends in South Dakota
  • For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • Lends in South Dakota
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in South Dakota
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact

  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • Lends in South Dakota
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Lends in South Dakota
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in South Dakota
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne

  • Pioneer Bank & Trust
  • 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
  • Lends in South Dakota
  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in South Dakota
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ