Land loan lenders for Smyrna, TN AI 2026!

Select and compare from 282 land loan lenders available in Smyrna, TN.

The average cost for an acre of land in TN is $37,950. The loan-to-value (LTV) ratio for undeveloped land ranges from 17.05% to 58.08%. For loans on developed land in TNName, the estimated LTV is between 36.63% and 75.73%.

The actual value and LTV of any piece of land depend on factors such as its location, size, topography, zoning, and any entitlements it has received.

Explore your land loan options and discover current rates by contacting the top land loan lender in Smyrna, TN.

Explore loan offers from 100 lenders

The Magic Land Loan Calculator

To ensure all of your hard money lending needs are addressed, Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land plus construction in TN.

Land Loans and Property Value

Minimizing unnecessary inquiries can help safeguard your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial details.

Construction and blanket loans are integral to vacant land lending; you may qualify for 100% LTV financing by offering additional property as security (blanket loan).

Need Hard Money Lending Nearby?

Finding a private investor through a local hard money broker significantly enhances your loan approval chances. Land loans in Smyrna, TN are best arranged by local lenders familiar with the area. A shorter distance between the hard money investor and the property increases the likelihood of approval and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 37167.



  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Lends in Tennessee
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202

  • US Community Credit Union
  • PO Box 140570, Nashville, TN, 37214
  • Lends in Tennessee
  • US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!

  • Nashville Post Office Credit Union
  • 10 Rachel Drive, Nashville, TN, 37214
  • Lends in Tennessee
  • Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.

  • Vanderbilt University Credit Union
  • 1313 21st Avenue South, Room 107, Nashville, TN, 37212
  • Lends in Tennessee
  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Cornerstone Financial Credit Union
  • 1701 21st Avenue South, Nashville, TN, 37212
  • Lends in Tennessee
  • Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.

  • NEXA Lending
  • 3705 Hillmeade Ct, Nashville, TN, 37221
  • Lends in Tennessee
  • NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o

  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Lends in Tennessee
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.

  • Richardson TRG Co
  • 3007 Posada Court, Spring Hill, TN, 37174
  • Lends in Tennessee
  • "Empower your property investments with TRG, a dynamic hard money lender. Specializing in rapid, flexible financing for fix-and-flips, rentals, and commercial ventures, we offer competitive rates and fast approvals. Partner with TRG for a seamless, profitable real estate experience. Contact us to unlock your potential today!"

  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Lends in Tennessee
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve

  • Sumner Bank & Trust
  • 780 Browns Lane, Gallatin, TN, 37066
  • Lends in Tennessee
  • Sumner Bank & Trust was organized in 2005 to fulfill a need in Sumner County for at true community bank owned by local shareholders. This large & diverse group of local owners, combined with a dedicated group of 17 organizers, provides a strong foundation for bank. We are proud to have a local board, which means decisions will always be made right.

  • Heritage Bank & Trust
  • 217 South James M. Campbell Boulevard, Columbia, TN, 38401
  • Lends in Tennessee
  • Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.

  • Ascend Federal Credit Union
  • 520 Airpark Drive, Tullahoma, TN, 37388
  • Lends in Tennessee
  • At Ascend, our mission is to "Raise Possibilities"​ for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.