Land loan lenders for Odessa, TX AI 2025!

Explore the options and compare among 372 land loan lenders operating in Odessa, TX.

The average cost for an acre of land in TX is $29,120. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.57% to 52.71%, while for developed land, the estimated LTV falls between 36.25% and 75.33%.

The real value and LTV of any land are influenced by its location, size, topography, zoning laws, and any entitlements on the land.

To find out about your land loan options and rates, contact a top land loan lender in Odessa, TX.

Compare offers from 100 lenders

The Magic Land Loan Calculator

Utilizing Lendersa® AI technology, your loan request is swiftly matched with hundreds of direct hard money lenders to meet all your needs. Discover the best land loan rates today to fund any vacant land or land plus construction projects in TX.

Understanding Land Loans and Values

To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing your social security number or other sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending. You might qualify for 100% LTV (loan-to-value) financing by securing additional property as collateral (blanket loan).

Is Hard Money Lending Available Nearby?

Working with a private investor through a local hard money broker can greatly improve your chances of getting a loan. Land loans in Odessa, TX are best arranged by local lenders who know the area well. A shorter distance between the hard money investor and the property generally increases approval chances and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan providers within the zip codes 79761, 79762, 79763, 79765, 79768, 79769.



  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Innovation We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more! Fund Your Business Our company can get you the funding you need through revenue based or credit based funding options. WHO WE ARE We are a provider of non traditional business funding options. We offer
  • Niche-Loans
  • Oakland, Oakland, CA, 94601
  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex
  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc