Lenders using AI on vacant land in West-Odessa, TX 2026!

Review and compare among the 412 land loan lenders operating in West-Odessa, TX.

The average cost of an acre of land in TX is $18,810. The loan-to-value ratio (LTV) for undeveloped land typically lies between 16.01% to 46.44%, while for developed land loans in TXName, it is estimated between 35.81% and 74.86%.

The real value and LTV of land are influenced by its location, size, topography, zoning, and any established entitlements.

For comprehensive details on land loan options and rates, reach out to the leading land loan lender in the state of West-Odessa, TX.

Evaluate loan offers from 100 lenders

The Exceptional Land Loan Calculator

To satisfy all your hard money lending needs, Lendersa® AI technology will swiftly connect your loan request with hundreds of direct hard money lenders. You can find the best land loan rates today, suitable for any kind of vacant land or land plus construction in TX.

Understanding Land Loans and Value

By limiting unnecessary inquiries, you help preserve your credit score. Secure preapproval for a land loan without the need to reveal your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land lending; you could qualify for 100% LTV (Loan to Value) financing by offering additional property as security (blanket loan).

Need Hard Money Lending Nearby?

Finding a private investor via a local hard money broker greatly enhances your chances of securing a loan. In West-Odessa, TX, local lenders with knowledge of the neighborhood can effectively arrange land loans. Closer proximity between the investor and the property boosts loan approval and accelerates funding.

Use the Lendersa® land loan calculator to pinpoint vacant land loan lenders within the zip codes 79763.



West-Odessa Land Loan Lenders

  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Lends in Texas
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • Lends in Texas
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.

  • HubCityLending
  • 7407 93rd St, Lubbock, TX, 79424
  • Lends in Texas
  • HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • Lends in Texas
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • Trans Texas Southwest Credit Union
  • 3401 Loop 306, San Angelo, TX, 76904
  • Lends in Texas
  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.

  • 1st Community Federal Credit Union
  • 3505 Wildewood Drive, San Angelo, TX, 76904
  • Lends in Texas
  • 1st Community Federal Credit Union is a federally chartered, federally insured full-service financial institution with over 21, 000 members worldwide and over $220 million in assets. We have 3 offices in San Angelo, Texas and 1 office each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas.

  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • Lends in Texas
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • Junction National Bank
  • 701 Main Street, Junction, TX, 76849
  • Lends in Texas
  • We want to welcome you to Junction National Bank's website! We hope our website provides valuable information to you either as a customer, or as a prospective customer. We hope your visit to our site is pleasant and informative and as always, we welcome your thoughts and suggestions.

  • First National Bank Albany/Breckenridge
  • 100 S. Main, Albany, TX, 76430
  • Lends in Texas
  • First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.