Lenders using AI on vacant land in San-Marcos, TX 2025!

Explore and compare the options among 362 land loan lenders in San-Marcos, TX.

The typical price for an acre in TX is $34,015. The loan-to-value (LTV) ratio for undeveloped land generally falls between 16.83% and 55.69%, and for developed land in TXName, the estimated LTV is between 36.46% and 75.55%.

The true value and the loan LTV of any land are influenced by factors such as its location, size, topography, zoning, and any entitlements to the land.

Discover your land loan options and rates by reaching out to the top land loan lender in San-Marcos, TX.

Compare loan offers from 100 lenders

The essential land loan calculator

Lendersa® AI technology ensures that all your hard money lending needs are met by promptly pairing your loan request with hundreds of direct hard money lenders. You can explore the best land loan rates today to finance any kind of vacant land or land plus construction in TX.

Land loans and valuation

Steering clear of unnecessary inquiries will help maintain your credit score. Secure preapproval for your land loan without providing your social security number or sensitive financial info.

Both construction loans and blanket loans are foundational to vacant land lending. You might qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Considering hard money lending nearby?

Securing a loan is more likely when found through a local hard money broker. Land loans in San-Marcos, TX may best be facilitated by local lenders familiar with the area. Proximity between the investor and the property enhances the chances of loan approval and expedites the funding process.

Use Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 78666, 78667.



  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.
  • First State Bank of Burnet
  • 136 East Washington Street, Burnet, TX, 78611
  • The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.
  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
  • Llano National Bank
  • 1001 Ford Street, Llano, TX, 78643
  • Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,