Land loan lenders for Schertz, TX AI 2026!

Browse and compare among 407 land loan providers available in Schertz, TX.

The average cost for an acre of land in TX is $42,023. The Loan-to-Value (LTV) for undeveloped land ranges from 17.26% to 60.56%, while the estimated LTV for loans on already developed land in TX falls between 36.80% and 75.92%.

The actual value and loan LTV of any land depend on its location, size, topography, zoning, and any existing entitlements.

Find your options and competitive rates for land loans by contacting the leading land loan lender in Schertz, TX.

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all your hard money lending needs are efficiently met, Lendersa®'s AI technology instantly aligns your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for financing any kind of vacant land or land plus construction in TX.

Land loans and land value

Avoiding unnecessary inquiries helps protect your credit score. Obtain preapproval for your land loan without the need to provide your social security number or any sensitive financial information.

Construction loans and blanket loans are fundamental in vacant land lending; you might qualify for 100% LTV financing by securing additional property as collateral (blanket loan).

Hard money lending near you?

Finding a private investor through a local hard money broker can significantly improve your chances of obtaining a loan. Land loans in Schertz, TX are best arranged by local lenders who understand the neighborhood. A short distance between the hard money investor and the property enhances the likelihood of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 78108.



  • Vortex Financial Group
  • 15007 Havenridge, Houston, TX, 77083
  • Lends in Texas
  • Vortex Financial Group

    Clear Financial Planning

    Vortex Financial Group helps families and business owners build wealth through personalized financial planning, retirement and investment strategies, and risk management. Connect with Nadia Ankleshwaria’s team—visit vortexfg.com or email arsh@vortexfg.com.

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Texas
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or mlzamora@nexamortgage.com for unpara

  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • Lends in Texas
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.

  • Pioneer Mutual Federal Credit Union
  • 1521 Lake Pointe Parkway, Sugar Land, TX, 77478
  • Lends in Texas
  • The Pioneer Mutual Credit Union ("Pioneer"​) was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.

  • LEVERAGED ASSETS LLC
  • 7710 CHERRY PARK DR, #113, HOUSTON, TX, 77095
  • Lends in Texas
  • LEVERAGED ASSETS LLC

    Leverage-aware investing

    LEVERAGED ASSETS LLC supports clients with disciplined asset and investment strategies built for growth and risk control. Led by Ronnie McKnight, we deliver clear guidance and responsive service. Ready to move forward? 100% funding for projects. of 10M and up. 500K business line of credit. Call 832-344-0015.

  • Mid-Tex Federal Credit Union
  • 3808 Highway 377 South, Brownwood, TX, 76801
  • Lends in Texas
  • Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.

  • Smart Financial Credit Union
  • 6051 North Course Dr, Houston, TX, 77072
  • Lends in Texas
  • Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.

    Explore our Annual Reports to learn how we are working to do just tha

  • Oak Harbor Funding
  • 8523 Tynan Ridge Dr, Magnolia, TX, 77354
  • Lends in Texas
  • Oak Harbor Funding

    Mortgage guidance with heart

    Oak Harbor Funding helps you move from dream to doorstep with clear, friendly funding support for purchases and refinances on fix and flip, DSCR, Ground up construction, and your long term rental property fundings. Connect with Tim Hall at 832-307-1043 or tim@oakharborfunding.com, and learn more at oakharborfunding.com.

  • Capital Concepts
  • 11200 Westheimer, Suite 150, Houston, TX, 77042
  • Lends in Texas
  • "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.

    Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "

  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Lends in Texas
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.

    On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.

  • Win Win Capital Funding, LLC
  • 17350 Texas 249, Houston, TX, 77064
  • Lends in Texas
  • Win-Win Capital Funding offers flexible financing across all property types. We specialize in fix & flip (up to 100% leverage), 80% LTV commercial, business purpose value add bridge all property types, no seasoning DSCR, 90% LTC ground-up, Land, CMBS, HUD, Agency, 1st/2nds. Fast closings for investors and developers in most states nationwide. Churches, ALF, gas stations, owner occupied. Single digit bridge and perm options across the board, satisfaction guaranteed!

  • AMI Lenders Inc
  • 710 N Post Oak Rd, Suite 208, Houston, TX, 77024
  • Lends in Texas
  • AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing