Land loan lenders for Spring, TX AI 2026!

Browse and compare among the 396 land loan lenders providing services in Spring, TX.

An acre of land in TX costs an average of $31,162. The Loan-to-Value (LTV) for undeveloped land ranges from 16.68% to 53.95%, while the estimated LTV for loans on developed land within TX spans from 36.34% to 75.42%.

The true value and the LTV of any piece of land depend on factors including its location, size, topography, zoning, and any prior entitlement work.

Discover your options for land loans and rates by reaching out to the leading land loan lender in Spring, TX

Compare loan offers from 100 lenders

The magic land loan calculator

To meet all your hard money lending requirements, Lendersa® uses AI technology to quickly align your loan request with many direct hard money lenders. You can find the best land loan rates today to finance any vacant land or land plus construction in TX.

Land loans and land value

By avoiding superfluous inquiries, you can protect your credit score. Get preapproved for your land loan without showing your social security number or any confidential financial data.

Construction and blanket loans are essential in vacant land lending. You may be eligible for 100% LTV (Loan to Value) financing if you are willing to use additional property as security for a blanket loan.

Hard money lending near you?

Finding a private investor through a local hard money broker can greatly improve your chances of securing a loan. Land loans in Spring, TX are best arranged by lenders who are knowledgeable about the local area. A close proximity between the hard money investor and the property boosts the chances of loan approval and accelerates the funding process.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 77373, 77383, 77387.



  • Texas Associations of Professionals Federal Credit Union
  • 9110 IH 10 West, Suite 100, San Antonio, TX, 78230
  • Lends in Texas
  • A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.

  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Lends in Texas
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements

  • Synergy Federal Credit Union
  • 1 Valero Way, San Antonio, TX, 78249
  • Lends in Texas
  • Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.

  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Lends in Texas
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.

  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Lends in Texas
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.

  • NavyArmy Community Credit Union- Real Estate Center
  • PO Box 81349, Corpus Christi, TX, 78468
  • Lends in Texas
  • NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.

  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Lends in Texas
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.

  • Llano National Bank
  • 1001 Ford Street, Llano, TX, 78643
  • Lends in Texas
  • Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.