Lenders using AI on vacant land in Houston, TX 2025!

Choose from and compare among 362 land loan lenders who offer services in Houston, TX.

The average cost for an acre of land in TX is $35,512. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.91% to 56.60%, while for loans on developed land in TXName, the estimated LTV varies between 36.52% and 75.62%.

The true value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements assigned to the land.

Discover your land loan options and the current rates by contacting the leading land loan lender in Houston, TX.

Review offers from 100 lenders

The Essential Land Loan Calculator

With Lendersa® AI technology, all your hard money lending needs are addressed by instantly matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for financing any vacant land or land plus construction in TX.

Land Loans and Property Value

Reducing unnecessary inquiries can aid in maintaining a healthy credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are essential in vacant land lending; by agreeing to use additional properties as collateral (blanket loan), you might qualify for 100% LTV financing.

Searching for Hard Money Lending Nearby?

Connecting with a private investor through a local hard money broker significantly enhances your chances of securing a loan. Land loans in Houston, TX are best arranged by local lenders familiar with the area. A short distance between the hard money investor and the property increases approval chances and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 77069, 77068, 77061, 77060, 77063, 77062, 77065, 77064, 77067, 77066, 77036, 77037, 77034, 77035, 77032, 77033, 77030, 77031, 77038, 77449, 77489, 77046, 77045, 77044, 77040, 77048, 77201, 77598, 77018, 77019, 77015, 77016, 77017, 77010, 77011, 77012, 77013, 77091, 77093, 77099, 77053, 77346, 77345, 77546, 77547, 77025, 77024, 77027, 77026, 77021, 77020, 77023, 77022, 77029, 77028, 77094, 77096, 77090, 77098, 77078, 77079, 77072, 77073, 77070, 77071, 77076, 77077, 77074, 77075, 77407, 77047, 77043, 77041, 77336, 77339, 77338, 77003, 77002, 77007, 77006, 77005, 77004, 77009, 77008, 77571, 77450, 77082, 77089, 77088, 77083, 77081, 77080, 77087, 77086, 77085, 77084, 77092, 77042, 77054, 77055, 77056, 77057, 77058, 77059, 77396, 77051, 77506, 77504, 77001, 77052, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77259, 77261, 77262, 77263, 77266, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77282, 77284, 77287, 77288, 77289, 77291, 77292, 77293, 77297, 77299, 77315, 77325, 77411.



  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • Palermo Financial Group
  • 19790 W Dixie Hwy #1010, Miami, FL, 33180
  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
  • Lambda Funding
  • 66 West Flagler Street – Suite 900, Miami, FL, 33130
  • QUICK APPROVALS. AGGRESSIVE RATES. FAST CLOSINGS. Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
  • Doster Capital Group
  • 1110 Brickell Ave, Miami, FL, 33131
  • Execution is everything! Doster Capital Group offers quick, reliable and flexible lending solutions for businesses and real estate investors. As a boutique investment platform, our lending committee is made up of senior management, which reviews each loan request prior to issuing a term sheet. Once a loan is approved, our borrowers receive accessib
  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
  • Capital Fund 1
  • 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
  • Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.
  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve