Land loan lenders for Houston, TX AI 2026!

Choose from and compare among 396 land loan lenders who offer services in Houston, TX.

The average cost for an acre of land in TX is $35,512. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.91% to 56.60%, while for loans on developed land in TXName, the estimated LTV varies between 36.52% and 75.62%.

The true value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements assigned to the land.

Discover your land loan options and the current rates by contacting the leading land loan lender in Houston, TX.

Review offers from 100 lenders

The Essential Land Loan Calculator

With Lendersa® AI technology, all your hard money lending needs are addressed by instantly matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for financing any vacant land or land plus construction in TX.

Land Loans and Property Value

Reducing unnecessary inquiries can aid in maintaining a healthy credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are essential in vacant land lending; by agreeing to use additional properties as collateral (blanket loan), you might qualify for 100% LTV financing.

Searching for Hard Money Lending Nearby?

Connecting with a private investor through a local hard money broker significantly enhances your chances of securing a loan. Land loans in Houston, TX are best arranged by local lenders familiar with the area. A short distance between the hard money investor and the property increases approval chances and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 77069, 77068, 77061, 77060, 77063, 77062, 77065, 77064, 77067, 77066, 77036, 77037, 77034, 77035, 77032, 77033, 77030, 77031, 77038, 77449, 77489, 77046, 77045, 77044, 77040, 77048, 77201, 77598, 77018, 77019, 77015, 77016, 77017, 77010, 77011, 77012, 77013, 77091, 77093, 77099, 77053, 77346, 77345, 77546, 77547, 77025, 77024, 77027, 77026, 77021, 77020, 77023, 77022, 77029, 77028, 77094, 77096, 77090, 77098, 77078, 77079, 77072, 77073, 77070, 77071, 77076, 77077, 77074, 77075, 77407, 77047, 77043, 77041, 77336, 77339, 77338, 77003, 77002, 77007, 77006, 77005, 77004, 77009, 77008, 77571, 77450, 77082, 77089, 77088, 77083, 77081, 77080, 77087, 77086, 77085, 77084, 77092, 77042, 77054, 77055, 77056, 77057, 77058, 77059, 77396, 77051, 77506, 77504, 77001, 77052, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77259, 77261, 77262, 77263, 77266, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77282, 77284, 77287, 77288, 77289, 77291, 77292, 77293, 77297, 77299, 77315, 77325, 77411.



  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • Lends in Texas
  • We provide commercial loans and operational solutions that increase your profitability and access to capital (all categories) for developers, investors, and business owners in the U.S. and Canada.

    We also facilitate access to $1,000,000 to $5-billion US, with non-recourse loans that can be used for any purpose. The only collateral accepted are securities publicly traded on any one of 80+ stock exchanges around the world. Information about this program provided upon request.

  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • Lends in Texas
  • Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c

  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • Lends in Texas
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.

  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Lends in Texas
  • Find the Lending Solution that Meets Your Needs.
    PNC has been lending for over 100 years. We can help find the right product for you.
    Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Texas
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • Lends in Texas
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans.

    We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.

  • Silverview Capital LLC
  • 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
  • Lends in Texas
  • At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.

  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Lends in Texas
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.

  • Black Square
  • 807 E South Temple Suite 200, Salt Lake City, CA, 84102
  • Lends in Texas
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years

  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Lends in Texas
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.

  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • Lends in Texas
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.