Lenders using AI on vacant land in Houston, TX 2025!

Choose from and compare among 362 land loan lenders who offer services in Houston, TX.

The average cost for an acre of land in TX is $35,512. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.91% to 56.60%, while for loans on developed land in TXName, the estimated LTV varies between 36.52% and 75.62%.

The true value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements assigned to the land.

Discover your land loan options and the current rates by contacting the leading land loan lender in Houston, TX.

Review offers from 100 lenders

The Essential Land Loan Calculator

With Lendersa® AI technology, all your hard money lending needs are addressed by instantly matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for financing any vacant land or land plus construction in TX.

Land Loans and Property Value

Reducing unnecessary inquiries can aid in maintaining a healthy credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are essential in vacant land lending; by agreeing to use additional properties as collateral (blanket loan), you might qualify for 100% LTV financing.

Searching for Hard Money Lending Nearby?

Connecting with a private investor through a local hard money broker significantly enhances your chances of securing a loan. Land loans in Houston, TX are best arranged by local lenders familiar with the area. A short distance between the hard money investor and the property increases approval chances and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 77069, 77068, 77061, 77060, 77063, 77062, 77065, 77064, 77067, 77066, 77036, 77037, 77034, 77035, 77032, 77033, 77030, 77031, 77038, 77449, 77489, 77046, 77045, 77044, 77040, 77048, 77201, 77598, 77018, 77019, 77015, 77016, 77017, 77010, 77011, 77012, 77013, 77091, 77093, 77099, 77053, 77346, 77345, 77546, 77547, 77025, 77024, 77027, 77026, 77021, 77020, 77023, 77022, 77029, 77028, 77094, 77096, 77090, 77098, 77078, 77079, 77072, 77073, 77070, 77071, 77076, 77077, 77074, 77075, 77407, 77047, 77043, 77041, 77336, 77339, 77338, 77003, 77002, 77007, 77006, 77005, 77004, 77009, 77008, 77571, 77450, 77082, 77089, 77088, 77083, 77081, 77080, 77087, 77086, 77085, 77084, 77092, 77042, 77054, 77055, 77056, 77057, 77058, 77059, 77396, 77051, 77506, 77504, 77001, 77052, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77259, 77261, 77262, 77263, 77266, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77282, 77284, 77287, 77288, 77289, 77291, 77292, 77293, 77297, 77299, 77315, 77325, 77411.



  • Doster Capital Group
  • 1110 Brickell Ave, Miami, FL, 33131
  • Execution is everything! Doster Capital Group offers quick, reliable and flexible lending solutions for businesses and real estate investors. As a boutique investment platform, our lending committee is made up of senior management, which reviews each loan request prior to issuing a term sheet. Once a loan is approved, our borrowers receive accessib
  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
  • Capital Fund 1
  • 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
  • Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.
  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.