Land loan lenders for Cedar-City, UT AI 2026!

Review and compare among 246 land loan providers offering services in Cedar-City, UT.

The average cost per acre in UT is $42,713. The Loan-to-Value (LTV) ratio for undeveloped land typically ranges from 17.30% to 60.98%, whereas for developed land in UTName, it tends to fall between 36.83% and 75.95%.

The real value and loan LTV of a plot depend on factors such as its location, size, topography, zoning, and any entitlements it may have.

Discover your land loan options and rates by contacting the leading land loan lender in Cedar-City, UT.

Examine loan offers from 100 lenders

The magic land loan calculator

With Lendersa® AI technology, your hard money lending needs are promptly matched with hundreds of direct lenders. Discover exceptional land loan rates today to finance any type of vacant land or construction-related property in UT.

Understanding land loans and property values

Minimize unnecessary inquiries to maintain your credit score. Obtain pre-approval for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are essential for vacant land financing; you could be eligible for 100% LTV (Loan-to-Value) financing by pledging additional property as security (blanket loan).

Seeking hard money lending nearby?

Your chances of loan approval improve significantly when you find a private investor through a local hard money broker. In Cedar-City, UT, land loans are optimally arranged by local lenders familiar with the area. Proximity between the investor and the property enhances approval prospects and expedites the funding timeline.

Use Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 84720, 84721.



  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • Lends in Utah
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • Lends in Utah
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.

    When you bank with First Community, your banker is more than just a face in the crowd.

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Lends in Utah
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Utah
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • Ascent Credit Union
  • 4140 Harrison Blvd, Ogden, UT, 84403
  • Lends in Utah
  • We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.

  • Jones Investment Company Llc
  • 3461 Baker Drive, Ogden, UT, 84402
  • Lends in Utah
  • Title: Strategic Growth Financing with Jones Investment Company LLC

    Your Strategic Capital Partner

    Jones Investment Company LLC, under Richard Alen, empowers your business or project with flexible, fast capital. We specialize in strategic bridge loans and development financing, providing the funds you need to seize opportunities and accelerat

  • Jones Investment Company LLC
  • 3461 Baker Drive, Ogden, UT, 84402
  • Lends in Utah
  • Jones Investment Company LLC is your trusted partner in growth and success, specializing in flexible and fast financial solutions. As a U.S.-based private lender, we offer a seamless funding experience for real estate, business, and project needs. Benefit from our asset-backed loans, bridge financing, and acquisition capital without prepayment pena

  • Bank of Utah
  • 2605 Washington Blvd, Ogden, UT, 84401
  • Lends in Utah
  • Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.

  • IGETDEALSDONE, LLC
  • 8388 E Hartford Drive #300, Scottsdale, AZ, 85255
  • Lends in Utah
  • I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans

  • MidPoint Capital Partners, LLC
  • 2942 N. 24th St Ste 115, Phoenix, AZ, 85066
  • Lends in Utah
  • MidPoint Capital Partners, LLC is a national direct lender offering fix & flip, bridge, construction, DSCR rental and multifamily loans - from $75K to $75M+. We close in as little as 24 hours. 47 states coverage, asset-driven underwriting, and programs for every stage of the deal cycle. 

  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Lends in Utah
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.

  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Lends in Utah
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.