Vacant Land Loan Lenders Harrisonburg, VA AI search of 2026!

Explore and contrast options among 291 land loan lenders in Harrisonburg, VA.

The average cost for an acre in VA is $40,838. The loan-to-value (LTV) ratio for undeveloped land fluctuates from 17.20% to 59.84%, while the LTV for developed land in VAName is estimated to vary between 36.75% and 75.86%.

The actual market value and loan LTV of any property largely depend on its location, size, topography, zoning laws, and any completed entitlements.

Uncover your land loan choices and rates by connecting with the top land loan lender in Harrisonburg, VA.

Review loan offers from 100 lenders

The powerful land loan calculator

Lendersa® uses AI technology to promptly connect your loan request with numerous direct hard money lenders, addressing all your hard money lending needs. Discover excellent land loan rates today for financing various types of vacant land or construction projects in VA.

Land loans and value insights

Reducing unnecessary inquiries is crucial for maintaining a healthy credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Vacant land financing often includes construction and blanket loans, potentially qualifying you for 100% LTV (Loan to Value) if additional property is pledged as security (blanket loan).

Looking for hard money lending nearby?

Identifying a private investor through a local hard money broker significantly boosts your chances of loan approval. In Harrisonburg, VA, local lenders familiar with the area are ideally positioned to arrange land loans. Proximity between the hard money investor and the property improves approval likelihood and accelerates funding.

Use the Lendersa® land loan calculator to discover vacant land loan providers in zip codes 22801.



Harrisonburg Land Loan Lenders

  • Pioneer Bank
  • 252 E Main St, Stanley, VA, 22851
  • Lends in Virginia
  • Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,

  • The Blue Grass Valley Bank
  • 2583 Blue Grass Valley Road, Blue Grass, VA, 24413
  • Lends in Virginia
  • With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.

    We take pride in providing our customers with a level of sincerity and service unlike any other.

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Lends in Virginia
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Northwest Federal Mortgage Lending Center Cary, NC
  • 200 Spring St, Herndon, VA, 20170
  • Lends in Virginia
  • Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.

  • Mortgage One Solutions
  • 8609 Westwood Center Drive, Suite 200, Vienna, VA, 22182
  • Lends in Virginia
  • We are a Full-Service Direct Lender who originates all types of residential loans. We have over 20 years of experience in the Mortgage Industry. On-site processing, underwriting, and funding teams committed to closing your loans on time. Our team is dedicated to offer our brokers and borrowers a high standard of customer service.

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.