Lenders using AI on vacant land in Waynesboro, VA 2026!

Browse and compare among 291 land loan lenders operating in Waynesboro, VA.

The typical price for an acre of land in VA is $34,940. The loan-to-value (LTV) for undeveloped land varies from 16.88% to 56.25%, and for loans on already developed land in VAName, the estimated LTV ranges from 36.50% to 75.59%.

The actual value and loan LTV of any land can depend on its location, size, topography, zoning, and any entitlements that have been granted to it.

Discover your options for land loan rates and terms by contacting the best land loan provider in Waynesboro, VA.

Review loan offers from 100 lenders

The impressive land loan calculator

To ensure that all your hard money lending requirements are met, Lendersa® AI technology will rapidly match your loan request with hundreds of direct hard money lenders. Discover today's best land loan rates to finance any type of vacant land or land with construction needs in VA.

Land loans and assessing property

Steering clear of unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without disclosing your social security number or any sensitive financial info.

In the realm of vacant land lending, construction loans and blanket loans are crucial. You might qualify for up to 100% LTV financing if additional property is pledged as security (blanket loan).

Need hard money lending nearby?

Securing a private investor through a close-by hard money broker considerably improves your loan prospects. Land loans in Waynesboro, VA are best managed by local lenders who know the area. Proximity between the hard money lender and the property boosts approval rates and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 22980.



Waynesboro Land Loan Lenders

  • Pioneer Bank
  • 252 E Main St, Stanley, VA, 22851
  • Lends in Virginia
  • Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,

  • The Blue Grass Valley Bank
  • 2583 Blue Grass Valley Road, Blue Grass, VA, 24413
  • Lends in Virginia
  • With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.

    We take pride in providing our customers with a level of sincerity and service unlike any other.

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Lends in Virginia
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.

  • Northwest Federal Mortgage Lending Center Cary, NC
  • 200 Spring St, Herndon, VA, 20170
  • Lends in Virginia
  • Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.