Complete List of Vacant Land Lenders for Richmond, VA with AI help!

Review and compare from 248 land loan lenders available in Richmond, VA.

In VA, the standard price for an acre is $45,988. The LTV for undeveloped land stretches from 17.48% to 62.97%, while for developed land in VAName, it is estimated to be between 36.97% and 76.10%.

The actual land value and loan-to-value ratio depend on factors like location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and obtain current rates by consulting the leading land loan lender in Richmond, VA.

Compare loan offers from 100 lenders

The remarkable land loan calculator

Lendersa® AI technology ensures all your hard money lending needs are addressed by swiftly aligning your loan request with numerous direct hard money lenders. Uncover excellent land loan rates today to fund any sort of vacant land or land plus construction in VA.

Understanding Land Loans and Value

Preventing unnecessary inquiries is vital for protecting your credit score. Get preapproved for a land loan without needing to disclose your social security number or sensitive financial details.

Construction and blanket loans play a crucial role in vacant land financing; you might qualify for 100% LTV (Loan to Value) when you pledge additional property as security (blanket loan).

Seeking Hard Money Lending Locally?

By finding a private investor through a local hard money broker, your chances of securing a loan significantly increase; arranging land loans in Richmond, VA are optimally arranged by local lenders who are familiar with the area. Proximity between the investor and property not only improves approval odds but also expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 23222, 23223, 23220, 23221, 23226, 23227, 23224, 23225, 23230, 23235, 23234, 23219, 23173, 23218, 23232, 23249, 23260, 23261, 23269, 23274, 23276, 23278, 23282, 23284, 23285, 23286, 23289, 23290, 23291, 23292, 23295, 23298.



  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Pioneer Bank
  • 252 E Main St, Stanley, VA, 22851
  • Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,
  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
  • Mortgage One Solutions
  • 8609 Westwood Center Drive, Suite 200, Vienna, VA, 22182
  • We are a Full-Service Direct Lender who originates all types of residential loans. We have over 20 years of experience in the Mortgage Industry. On-site processing, underwriting, and funding teams committed to closing your loans on time. Our team is dedicated to offer our brokers and borrowers a high standard of customer service.
  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
  • Northwest Federal Mortgage Lending Center Cary, NC
  • 200 Spring St, Herndon, VA, 20170
  • Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario. DSCR- down to 0.00 Bank Statement 12/24 months 1 YEAR UN Audited P&L Second Chance- low credit/tradelines/no credit Foreign National- No income/ no credit requi