Land loan lenders for Richmond, VA AI 2026!

Review and compare from 272 land loan lenders available in Richmond, VA.

In VA, the standard price for an acre is $45,988. The LTV for undeveloped land stretches from 17.48% to 62.97%, while for developed land in VAName, it is estimated to be between 36.97% and 76.10%.

The actual land value and loan-to-value ratio depend on factors like location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and obtain current rates by consulting the leading land loan lender in Richmond, VA.

Compare loan offers from 100 lenders

The remarkable land loan calculator

Lendersa® AI technology ensures all your hard money lending needs are addressed by swiftly aligning your loan request with numerous direct hard money lenders. Uncover excellent land loan rates today to fund any sort of vacant land or land plus construction in VA.

Understanding Land Loans and Value

Preventing unnecessary inquiries is vital for protecting your credit score. Get preapproved for a land loan without needing to disclose your social security number or sensitive financial details.

Construction and blanket loans play a crucial role in vacant land financing; you might qualify for 100% LTV (Loan to Value) when you pledge additional property as security (blanket loan).

Seeking Hard Money Lending Locally?

By finding a private investor through a local hard money broker, your chances of securing a loan significantly increase; arranging land loans in Richmond, VA are optimally arranged by local lenders who are familiar with the area. Proximity between the investor and property not only improves approval odds but also expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 23222, 23223, 23220, 23221, 23226, 23227, 23224, 23225, 23230, 23235, 23234, 23219, 23173, 23218, 23232, 23249, 23260, 23261, 23269, 23274, 23276, 23278, 23282, 23284, 23285, 23286, 23289, 23290, 23291, 23292, 23295, 23298.



  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in Virginia
  • We accelerate the flow of money in the B2B (business-to-business) world.

    We built Payclass with one focus — help our customers get their funds faster, or even instantly.

    Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi

  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Lends in Virginia
  • Layton Mortgage
    We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb

  • Commercial Mortgage Broker
  • Dallas, Texas, Dallas, TX, 75238
  • Lends in Virginia
  • At Commercial Mortgage Broker, led by John Stewart, we specialize in connecting businesses with the perfect financing solutions to drive growth and success. With a commitment to personalized service, we tailor our offerings to meet your unique needs. Trust us to unlock opportunities and navigate the complex landscape of commercial lending, ensuring

  • Black Tie Lending LLC
  • 6300 Samuel Blvd Suite 105, Dallas, TX, 75228
  • Lends in Virginia
  • Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense.
    Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra

  • Longhorn Investments
  • 17103 Preston Road Suite 250, Dallas, TX, 75248
  • Lends in Virginia
  • Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.

  • Sunflower Bank Mortgage Lending
  • 8117 Preston Road, Suite 220, Dallas, TX, 75225
  • Lends in Virginia
  • Sunflower Bank Mortgage Lending

    Home loans made personal

    Sunflower Bank Mortgage Lending helps homebuyers and homeowners navigate mortgage lending with clear guidance and responsive support. Ready to take the next step? Contact John Olson: [email protected] | 214-563-0171.


  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Lends in Virginia
  • Empowering Homeownership with BL LENDER

    BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j

  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Lends in Virginia
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Virginia
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or [email protected] for unpara

  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Houston, TX, 77055
  • Lends in Virginia
  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and

  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Suite A, Houston, TX, 77055
  • Lends in Virginia
  • Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.