Land loan lenders for Roanoke, VA AI 2026!

Evaluate and compare 291 land loan providers serving Roanoke, VA.

The average cost for one acre of land in VA is $27,018. The LTV for undeveloped land varies between 16.46% and 51.43%, whereas for developed land in VAName, it is estimated to range from 36.16% to 75.23%.

The actual value and LTV of any land largely depend on factors such as its location, size, topography, zoning, and any entitlements already made.

Discover your land loan options and competitive rates by getting in touch with the leading land loan lender in Roanoke, VA.

Compare loan offers from 100 lenders

The exceptional land loan calculator

The Lendersa® AI technology is designed to meet all your hard money lending needs by quickly aligning your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for financing any vacant land or land plus construction in VA.

Understanding Land Loans and Their Values

Avoiding unnecessary inquiries is essential to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction loans and blanket loans are integral to financing vacant land; you might qualify for 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Searching for Hard Money Lending Nearby?

Finding a private investor via a local hard money broker significantly boosts your chances of securing a loan. Land loans in Roanoke, VA are ideally arranged by local lenders familiar with the area. Close proximity between the investor and the property increases approval likelihood and quickens the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 24014.



Roanoke Land Loan Lenders

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • HomeLoanist LLC
  • 5208 Country Meadow Drive, Dublin, VA, 24084
  • Lends in Virginia
  • HomeLoanist LLC

    Mortgage guidance that fits you

    HomeLoanist LLC provides clear, personalized guidance for home loans, refinancing, and real estate needs. As both a licensed mortgage broker and licensed Realtor, Yves LaMarre offers insight on financing and home buying—helping you make confident decisions every step of the way. Visit HomeLoanist to get started.

  • The Blue Grass Valley Bank
  • 2583 Blue Grass Valley Road, Blue Grass, VA, 24413
  • Lends in Virginia
  • With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.

    We take pride in providing our customers with a level of sincerity and service unlike any other.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families

  • Pioneer Bank
  • 252 E Main St, Stanley, VA, 22851
  • Lends in Virginia
  • Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

Also lends in Virginia

  • Hard Money Henry
  • 8801 Fast Park Drive, Raleigh, NC, 27617
  • Why Choose Hard Money Henry?

    Your Trusted Lending Partner

    Hard Money Henry helps real estate investors secure fast, flexible funding. With a reputation for reliability and personalized service, Henry Tabeling ensures your investment goals are met. Contact us today for straightforward loan solutions tailored to your needs!

  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company