Lenders using AI on vacant land in Richland, WA 2026!

Explore and compare 302 land loan lenders available in Richland, WA.

The typical price for an acre of land in WA is $52,728. The loan-to-value (LTV) ratio for undeveloped land is between 17.84% and 67.07%, while the estimated LTV for loans on already developed land in WAName ranges from 37.26% to 76.40%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with it.

Discover your options for land loans and corresponding rates by reaching out to the top land loan lender in Richland, WA.

Browse loan offers from 100 lenders

The remarkable land loan calculator

Lendersa® AI technology ensures that all your hard money lending needs are met by promptly connecting your loan request with hundreds of direct hard money lenders. Discover the top land loan rates today to finance any type of vacant land or land plus construction in WA.

Land loans and evaluating land value

Your credit score can be protected by avoiding unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Construction and blanket loans are crucial components of vacant land financing. You may qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Looking for hard money lending near you?

Securing a private investor through a local hard money broker significantly boosts your chances of getting a loan; land loans in Richland, WA are best managed by local lenders familiar with the community. A short distance between the lender and the property increases the likelihood of approval and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 99352.



  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • Lends in Washington
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.

  • Baker Boyer National Bank
  • 7 W Main St, Walla Walla, WA, 99362
  • Lends in Washington
  • Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.

  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Washington
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • Lends in Washington
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:

    commercial financing
    buying, selling, or leasing residential and commercial real estate
    buying or selling a business
    underwriting support for financial institutions

  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Lends in Washington
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval

  • Canopy Credit Union
  • PO Box 2519, Spokane, WA, 99220
  • Lends in Washington
  • At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • Lends in Washington
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.

  • Preferred Capital Investors, LLC
  • 3015 W Circle Pl, Spokane, WA, 99205
  • Lends in Washington
  • Preferred Capital Investors, LLC is a leading nationwide hard money lender dedicated to empowering real estate investors with the essential capital needed to fuel their ventures. We offer up to 100% financing on purchase and rehab loans, ground up construction loans, DSCR's and more