Lenders using AI on vacant land in Seattle, WA 2026!

Explore and compare among 311 land loan lenders available in Seattle, WA.

In WA, the average cost per acre is $132,597. The loan-to-value (LTV) for undeveloped land ranges from 22.15% to 115.65%, and the estimated LTV for loans on already developed land in WAName spans between 40.68% and 80.05%.

The actual value and loan LTV of any land depend on its location, dimensions, topography, zoning, and any entitlements it holds.

Discover your land loan options and the rates by contacting the premier land loan provider in Seattle, WA.

Review loan offers from 100 lenders

The amazing land loan calculator

To cover all your hard money lending needs, Lendersa® AI technology swiftly matches your loan request with numerous direct hard money lenders. Discover the top land loan rates today to finance any type of vacant land or construction-related projects in WA.

Land loans and property evaluation

By avoiding unnecessary inquiries, you can help maintain your credit score. Secure preapproval for your land loan without needing to share your social security number or sensitive financial information.

Construction and blanket loans are essential in vacant land lending; you might qualify for full 100% LTV financing when additional properties are pledged as security (blanket loan).

Are there hard money lending services nearby?

Locating a private investor through a nearby hard money broker significantly boosts your chances of securing a loan. Land loans in Seattle, WA are most effectively managed by local lenders who are familiar with the area. A shorter distance between the hard money investor and the property increases the likelihood of approval and speeds up the funding timeline.

Leverage the Lendersa® land loan calculator to discover vacant land loan providers in zip codes 98109.



Seattle Land Loan Lenders

  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Lends in Washington
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability

  • GLG Capital
  • 4103 Chilberg Ave SW #201, Seattle, WA, 98101
  • Lends in Washington
  • GLG Capital, spearheaded by Gregory Gantman, is revolutionizing the investment landscape with innovative strategies that deliver consistent growth. Our expertise in financial markets ensures informed decisions that maximize returns for our clients. We are committed to transparency, integrity, and results. Join us today and secure a prosperous finan

  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • Lends in Washington
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.

  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • Lends in Washington

  • How Private Lending Can Get Your Loan Pipeline Growing Again!
    The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.

  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Lends in Washington
  • Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.

  • Eastside Funding
  • 3927 Lake Washington Blvd NE, Kirkland, WA, 98033
  • Lends in Washington
  • Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.

  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Lends in Washington
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger.

    Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location

  • Lionscove
  • 2491 152nd Ave NE, Redmond, WA, 98052
  • Lends in Washington
  • Private construction lending · West Coast

    Construction capital,
    built on relationships.

    LIONSCOVE finances the builders who build every year — land acquisition and development, horizontal work, and ground-up construction — with the speed banks can't match and the judgment fintechs don't have. Headquartered in Redmond, Washington. Deepest in

  • Qualstar Credit Union - Renton Branch
  • PO Box 3050, Bothell, WA, 98041
  • Lends in Washington
  • Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.

  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • Lends in Washington
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.