West Plains Bank founded as Commercial State Bank opened its doors in Ainsworth on October 1, 1913. After a national bank charter was granted on November 1, 1927, the bank changed its name to the Commercial National Bank of Ainsworth.
The local bank weathered the financial storms of the 20′s, the depression of the 30′s, the hectic periods of both World Wars, and the tough agricultural climate of the 80′s. And through it all, the doors never closed.
With business booming in the 40s, expansion was inevitable to make room for growth. The Skinner Hardware building was purchased in 1949, and the bank expanded again in 1978 into an adjacent building previously owned by the Kansas-Nebraska Natural Gas Company.
In the early 1990′s, the bank underwent a major remodel and addition that included the former Hen House building. Remodeling allowed space for new drive-thru and walk-up facilities on the north side of the bank. In 1993, Commercial National Bank added a new location with the purchase of First National Bank of Springview.
In December 2010, Commercial National Bank transitioned to a state-chartered bank in an effort to maximize resources and create a stronger local presence. During that process the bank changed its name to West Plains Bank.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154