GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.
At GICU, we’re passionate about helping our members reach their financial goals and want to see them succeed. The driving force of GICU is simple: We’re people helping people.
Greater Iowa Credit Union is a federally insured, state-chartered community credit union with eight branch locations in Ames, Ankeny, Denison, Des Moines, Indianola, Waukee and West Des Moines. GICU is a growing, member-owned, not-for-profit financial cooperative with assets of $478 million.
Our story begins in June of 1932 with just nine people and winds its way from humble beginnings working out of the superintendent of buildings and grounds office on the Iowa State University campus to now serving nearly 32, 000+ members throughout a 33-county area in Central and Western Iowa.
The Iowa Credit Union Division oversees Greater Iowa on the state level, while the National Credit Union Administration provides federal oversight. All Greater Iowa deposits are insured up to $500, 000; $250, 000 by NCUA and an additional $250, 000 insured by Greater Iowa through Excess Share Insurance Corporation.
The majority of financial services and products needed by businesses and people to succeed in their daily lives are offered by Greater Iowa Credit Union. And while technology will continue to change, the products, services and how we offer them to best meet our members’ needs will never change. Our philosophy has endured: "Not for profit, not for charity, but for service."
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154