MCT Federal Credit Union is a friendly, member-owned financial cooperative. We’ve been serving Montgomery County since 1960. We like to think of ourselves as a friendly place where you can bring your kids, your mom, and even your dog! (We have cookies.)
Our Mission is to provide affordable, responsible financial services. We promote homeownership with mortgages that have fair terms and reasonable rates, helping low and moderate-income families build better neighborhoods and personal financial security. We have checking, savings, and CDs at attractive rates with low fees. Our fair, affordable loans help families avoid the pitfalls of predatory lending.
Your membership supports events that help our kids, our schools, and our families. That’s why you’ll see us at events like Spring Fling, Trick-Or-Treat on the MVGO, and many others. And, if you’ve ever been here on a Friday, you’ve seen the dogs and cats available for adoption from our local rescues and shelters! There is so much we do that helps our area, that it’s no wonder we LOVE what we do!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154