we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them.
They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs. These forward-thinking founders shared a vision of how they would deliver banking services differently than your traditional bank. They wanted to better serve small businesses—the backbone of the community. They fueled opportunity by being personal, responsive and flexible with banking solutions. We still recognize this vision and are grateful for the direction that was set by our founding shareholders.
Because we’ve traveled that long, bumpy road, we know that each mile has its challenges. But each time an obstacle is overcome, the momentum goes forward. When we identify opportunities, we don’t assign limits. You’re a business owner because you saw an opportunity that others couldn’t see or were afraid to reach for. You already have what it takes, but if you need more, let us be your guide along the road to success. Let us fuel your opportunity.
Much is claimed by financial organizations that say they are community focused. American National Bank was born right here. To us, being community-driven means having an ingrained commitment to leading and participating in grassroots efforts that benefit all who live here in our community.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154