EMG Mortgage is a division of Ellis Management Group LLC, a locally owned mortgage company established in 1996. The owner and President of the company, Mary Ellis, has been in the Lending Industry for almost 40 years. Our main office is located in Albany, GA with a branch office in Atlanta, GA. Our staff is committed to giving each client personal attention focused on helping them achieve the American Dream of homeownership.
EMG Mortgage was created to serve potential homebuyers, existing homeowners and real estate investors in the state of Georgia. We offer a variety of mortgage loan programs by providing excellent mortgage rates with unsurpassed customer service. Our loan services are tailored according each individual customer needs. We are proud to offer full-service mortgage banking for your mortgage needs, and provide residential mortgage loans across the state of Georgia.
Our excellent staff is ready to offer superior service to all of our clients. We look forward to the opportunity to show how we can exceed your expectations. With a combined experience of over 40 yrs in Mortgage Lending, make EMG Mortgage your first stop on your path to Homeownership. Our experience will pave the way.
We want to THANK YOU for visiting our Website. We look forward to providing you with information that will assist you with making the Mortgage process as smooth and as efficient as possible.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154