What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn, and the Missouri bank commissioner’s subsequent request to the Board of the Rich Fountain Bank to move the bank so that the county seat of Osage County would have a financial institution. Operations being a little simpler then than they are now, it is said that the move was accomplished by loading everything that was needed in the trunk of a car, with the bank reopening the next business day in its new town and under a new name.
For over 100 years, Legends Bank continues to look for better ways to serve its expanding list of customers. It has seen substantial physical growth in the last 50 years, opening new facilities in Westphalia in 1973 in Belle in 1992, in Rolla in 2011, and adding a drive through branch in East Linn in 1983. Locations in Loose Creek and Taos were added by virtue of the bank’s merger in 1997 with the former Heritage Bank. Expansion continued into Owensville and Union with the 2003 merger with the former Charter 1 Bank. In 2016, the assets of Home Savings Bank in Jefferson City were purchased, bringing to ten the total number of facilities operated by the bank. Twenty-four hour banking is offered by a growing number of ATMs operated by the bank, with machines now at the bank’s Westphalia, Linn Motor Bank, Belle, Loose Creek, Taos, Owensville, Union, Rolla, and Jefferson City branches, with additional ATMs located in the Linn Thriftway Supermarket, State Technical College Activity Center, and the Bland K&M Country Store. The bank also offers a fully interactive internet banking service, mobile banking and automated telephone banking.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154